6445 Thunder Bay Trl, Riverside (Jurupa Valley), CA 92509 Property Records

Riverside County property record for 6445 Thunder Bay Trl, Riverside, CA 92509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,554 sqft · built 1983
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Dec 2017)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-404-011`

Property Details

APN / Parcel Number

Primary APN	`185-404-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
Gross Area	2,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	6445 THUNDER BAY TRL
City	JURUPA VALLEY
State	CA
Zip	92509-0147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	.09 ACRES NET IN LOT 11 MB 126/045 TR 18070
Legal Subdivision	TRACT NO 18070
Legal Tract	18070
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	JURUPA
Census Block Group	2
Census Block	2000
Census Tract	40404

Owner

6445 Thunder Bay Trl is owned and occupied by two individuals who bought it in December 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6445 THUNDER BAY TRL, JURUPA VALLEY, CA 92509-0147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Apr 23, 2010
Deed Document Number	2017520419
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0000187121
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	6445 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 THUNDER BAY TRL, JURUPA VALLEY, CA 92509-0147

Mortgage

Document Number	0000521138
Date	Oct 27, 2020
Instrument	2020-0521138

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 12, 2017
Property Address	6445 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147
Document Number	0000520419
Map Reference	MB 126 PG 45-47
Instrument Date	Nov 16, 2017
Instrument	2017-0520419
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6445 THUNDER BAY TRL, RIVERSIDE, CA 92509-0147

Mortgage

Document Number	0000520420
Date	Dec 12, 2017
Instrument	2017-0520420

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	0000520422
Date	Dec 12, 2017
Instrument	2017-0520422

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6445 Thunder Bay Trl was $4,534.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Jurupa Valley City
Unified School District	Jurupa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,359 (+2%) Land $81,238 Building $326,121
2025	$4,534.00	$399,373 Land $79,646 Building $319,727
2023	$4,288.00 (+1.25%)	$383,866 Land $76,554 Building $307,312
2022	$4,235.00
2021			$428,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6445 Thunder Bay Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 Thunder Bay Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JURUPA COMMUNITY SD serves 134,638 people · EPA ID CA3310021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Thunder Bay Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures