6445 Temptation Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6445 Temptation Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	2,426 sqft Heated Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2024)
Tax Bill	$3,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2625314410000A0010`
Alternative APN	`92340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,426 sqft Heated Area
Gross Area	2,625 sqft Gross Area
1st Floor	2,327 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	131 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Patio Area	480 sqft Patio
Porch	Enclosed Porch
Porch Area	234 sqft Porch
Utility Building	64 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	92340
Street Address	6445 TEMPTATION CT
City	SAINT CLOUD
State	FL
Zip	34771-9478
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW EDEN ON THE LAKES UNIT A BLK A PB 2 PG 026 LOTS 1 & N 1/2 LOT 6 LESS W 2 FT LOT 2 & LESS E 400 FT OF LOTS 1 & 6
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN A
Legal Tract	4410
Legal Block	A
Legal Lot Number	1-2,6
Legal Unit	A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records · APN 2625314410000A0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6445 TEMPTATION CT, SAINT CLOUD, FL 34771-9478
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Deed Doc Number	2024047224
Deed Book / Page	6581 / 1771
Record Refreshed	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6445 TEMPTATION CT, SAINT CLOUD, FL 34771-9478
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 PERSIAN LN, SEBASTIAN, FL 32958-5447

Mortgage

Document Number	0065811773
Date	Apr 12, 2024
Book Page	6581/1773
Instrument	2024047225

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	519 S RED HAVEN LN, DOVER, DE 19901

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+240.87%) Homeowner's exemption	$276,600 (+160.48%) Land $50,000 Building $226,600	$276,600 (+4.69%) Land $50,000 Building $226,600
2023	$1,167.00 (+6.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$106,188 (+3%)	$264,200 (+9.72%) Land $45,000 Building $219,200
2022	$1,100.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$103,096	$240,800 Land $40,000 Building $200,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 91% of Florida
Wildfire Likelihood	About 1 in 67 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.