Delta County property record for 6445 State St, Garden, MI 49835
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.508 acres (22,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Oct 2020) |
| Tax Bill | $878 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-200-036-50 |
| Primary APN | 041-200-036-50 |
|---|
| Lot Area | 22,145 sqft (0.508 acres) |
|---|
| Street Address | 6445 STATE ST |
|---|---|
| City | GARDEN |
| State | MI |
| Zip | 49835-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GT-B42 LOT 36B 390-282 SEC 17 T39N R18W. S 1/2 OF LOT 36 & THE S 15' OF THE N 1/2 OF LOT 36 OF SUPER PLAT #1 OF THE VILL OF |
| Legal Range | 18W |
| Legal Township | 39N |
| Legal Section | 17 |
| Legal Lot Number | 36B |
| Jurisdiction | DELTA MI |
| Township / Civil Division | GARDEN |
| Census Block Group | 1 |
| Census Block | 1135 |
| Census Tract | 970100 |
6445 State St is owned and occupied by an individual who bought it in October 2020.
Source: Delta County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6445 STATE ST, GARDEN, MI 49835-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6445 State St was $878 with a homeowner's exemption.
Source: Delta County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Delta County |
| County Subdivision | Garden Township |
| Municipality | Garden Village |
| Unified School District | Big Bay de Noc School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,500 | $85,000 | |
| 2025 | $878.00 | ||
| 2023 | $32,500 | $65,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6445 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6445 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDEN serves 270 people · EPA ID MI0002540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highline Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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