6445 River Rd, Clark Fork, ID 83811 Property Records

Bonner County property record for 6445 River Rd, Clark Fork, ID 83811

Property Summary

Property Type	Mobile Home
Details	595 sqft · built 1993
Lot Size	9.62 acres (419,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,683 (Apr 2024)
Tax Bill	$1,480 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage
Flood Zone	Zone D (undetermined)
APN	`RP002540000020A`

Property Details

APN / Parcel Number

Primary APN	`RP002540000020A`

Interior

Building Area	595 sqft Finished Area
1st Floor Area	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	419,221 sqft (9.62 acres)
Garage Type	Built-in
Lean-To	338 sqft
Pole Barn	1,088 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6445 RIVER RD
City	CLARK FORK
State	ID
Zip	83811-9713
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	32-55N-3E MACUMBER MOUNTAIN VIEW TRACTS LOT 2 1993 REDMAN 14 X 41 RP
Legal Range	03E
Legal Township	55N
Legal Section	32
Legal Subdivision	MACUMBER MOUNTAIN - VIEW TRACTS
Legal Tract	1993
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	2
Census Block	2061
Census Tract	950100

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 214, PONDERAY, ID 83852-0214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 12, 2024	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	20241032208
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000926982
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	6445 RIVER RD, CLARK FORK, ID 83811-9713
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 RIVER RD, CLARK FORK, ID 83811-9713

Mortgage

Document Number	0001051923
Date	Sep 11, 2025
Instrument	1051923

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 12, 2024
Property Address	6445 RIVER RD, CLARK FORK, ID 83811-9713
Document Number	0001032208
Map Reference	MB 3 PG 34
Instrument Date	Apr 8, 2024
Instrument	1032208
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, PONDERAY, ID 83852-0214

Mortgage

Document Number	0001032209
Date	Apr 12, 2024
Instrument	1032209

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,480.00	$357,712 (-) Land $239,063 Building $118,649	$357,712 (-) Land $239,063 Building $118,649
2025	$1,480.00 (+47.85%)	$357,712 (+0.37%) Land $239,063 Building $118,649	$357,712 (+0.37%) Land $239,063 Building $118,649
2023	$1,001.00 Homeowner's exemption	$356,389 Land $204,341 Building $152,048	$356,389 Land $204,341 Building $152,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7

Cell Coverage

4G LTE (outdoors only), no 5G reported

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