6445 Ridgemont Dr SE, Grand Rapids, MI 49546 Property Records

Kent County property record for 6445 Ridgemont Dr SE, Grand Rapids, MI 49546

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,635 sqft · built 1972
Lot Size0.04 acres (1,756 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (May 2016)
Tax Bill$4,952 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-19-21-101-005

Property Details

APN / Parcel Number

Primary APN41-19-21-101-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,635 sqft Living Area
1st Floor Area1,596 sqft
Basement Area1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Lot Area1,756 sqft (0.04 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6445 RIDGEMONT DR SE
CityGRAND RAPIDS
StateMI
Zip49546-9220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 5 * FOREST RIDGE ESTATES
Legal SubdivisionFOREST RIDGE ESTATES
Legal Lot Number5
JurisdictionKENT MI
Township / Civil DivisionCASCADE
Census Block Group2
Census Block2011
Census Tract12203

Owner

6445 Ridgemont Dr SE is owned and occupied by two individuals who bought it in May 2016.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address6445 RIDGEMONT DR SE, GRAND RAPIDS, MI 49546-9220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2016 · Amount on File
Deed SaleMay 23, 2016 · Amount on File
Prior SaleAug 7, 2012 · Amount on File
Deed Document Number201642202
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address6445 RIDGEMONT DR SE, GRAND RAPIDS, MI 49546-9220
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 RIDGEMONT DR SE, GRAND RAPIDS, MI 49546-9220

Mortgage

Document Number0000032635
DateJun 12, 2023
Instrument20230612-0032635
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 6445 Ridgemont Dr SE was $4,952.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCascade Charter Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,700 (+20.38%)$491,400 (+20.38%)
2025$4,952.00 Homeowner's exemption$204,100$408,200
2023$166,400$332,800
2019$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6445 Ridgemont Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 Ridgemont Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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