6445 Old 21 Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 6445 Old 21 Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$125 (2022)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-00-00-028-000`

Property Details

APN / Parcel Number

Primary APN	`150-00-00-028-000`
Alternative APN	`11374`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,776 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	48 sqft

Location & Zoning

Account Number	11374
Street Address	6445 OLD 21 RD
City	RIDGEWAY
State	SC
Zip	29130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	6445 OLD 21 GIB GIBSON ACRES
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1017
Census Tract	960302

Owner

6445 Old 21 Rd is owned and occupied by an individual who acquired it in December 2023.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	6445 OLD 21 RD, RIDGEWAY, SC 29130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer · Line of Credit VANDERBILT MORTGAGE & FINANCE INC
Oct 4, 2023	Intrafamily Transfer, Transfer
Jan 4, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2023
Transfer Doc	0000002950
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Dec 21, 2023
Property Address	6445 OLD 21 RD, RIDGEWAY, SC 29130
Document Number	0000002950
Book / Page	1607 / 104
Map Reference	SL 605 PG 3403
Instrument Date	Dec 14, 2023
Instrument	202300002950
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6445 OLD TWENTY ONE, RIDGEWAY, SC 29130-7737

Mortgage

Document Number	0000002951
Date	Dec 21, 2023
Instrument	202300002951

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Feb 1, 2049

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Oct 4, 2023
Property Address	6445 OLD 21 RD, RIDGEWAY, SC 29130
Document Number	0000002263
Book / Page	1596 / 249
Instrument Date	Oct 4, 2023
Instrument	202300002263
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 299, RIDGEWAY, SC 29130-0299

January 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 4, 2023
Property Address	6445 OLD 21 RD, RIDGEWAY, SC 29130
Document Number	0000000018
Book / Page	1561 / 315
Map Reference	BK PQ PG 179
Instrument Date	Jan 4, 2023
Instrument	202300000018
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 299, RIDGEWAY, SC 29130-0299

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,500 Land $1,500	$25,000 Land $25,000
2023		$744 (-) Land $300 Building $444	$18,600 (-) Land $7,500 Building $11,100
2022	$125.00	$744 Land $300 Building $444	$18,600 Land $7,500 Building $11,100
2019	$134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6445 Old 21 Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (2003–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 Old 21 Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Old 21 Rd

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