Lorain County property record for 6445 Lake Ave, Elyria, OH 44035 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $243,000 (2026) |
| Tax Bill | $2,916.00 (2024) |
| Primary APN | 06-23-008-102-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,624 sqft Gross Area |
| 1st Floor | 1,244 sqft 1st Floor |
| Basement Area | 1,244 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 15,246 sqft (0.35 acres) |
| Depth X Width | 197 ft x 76.5 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Deck Area | 548 sqft Deck |
| Patio Area | 548 sqft Patio |
| Porch Area | 308 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 6445 LAKE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8/15/12 AC. CORR. PER SURV. FROM 0.36 A. TO 0.35 A. #12-02549-A |
| Legal Subdivision | ELYRIA |
| Legal Tract | 23 |
| Legal Block | 102 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 70200 |
Source: Lorain County records · APN 06-23-008-102-023
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 13, 2024 | Transfer on Death Deed, Transfer |
| Jul 06, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Aug 20, 2012 · Amount on Record |
| Deed Doc Number | 202693494 |
| Prior Transfer Date | Jun 12, 2024 |
| Prior Transfer Doc | 0000016256 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000827096 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021-0827096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Document Number | 0000093494 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.93494 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Document Number | 0000093495, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..93495 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 13, 2024 |
| Property Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Document Number | 0000016256 |
| Map Reference | VOL 20 PG 14A |
| Instrument Date | Jun 05, 2024 |
| Instrument | 2024-0016256 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 6445 LAKE AVE, ELYRIA, OH 44035-1154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210827096 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021-0827096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (-0.31%) | $53,270 (-0.01%) Land $10,370 Building $42,900 | $152,220 (-) Land $29,640 Building $122,580 |
| 2024 | $2,916.00 (+0.45%) | $53,277 (+16.77%) Land $10,374 Building $42,903 | $152,220 (+16.77%) Land $29,640 Building $122,580 |
| 2023 | $2,903.00 (+0.35%) | $45,626 (+0.01%) Land $8,722 Building $36,904 | $130,360 (-) Land $24,920 Building $105,440 |
| 2022 | $2,893.00 | $45,620 Land $8,720 Building $36,900 | |
| 2021 | $130,360 Land $24,920 Building $105,440 |
6445 Lake Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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