6445 E North Prairie Dr, Morris, IL 60450 Property Records

Grundy County property record for 6445 E North Prairie Dr, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Details2,713 sqft · built 2006
Lot Size1.46 acres (63,598 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jul 2019)
Tax Bill$9,844 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-15-376-008

Property Details

APN / Parcel Number

Primary APN06-15-376-008

Interior

Building Area2,713 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area63,598 sqft (1.46 acres)

Location & Zoning

Street Address6445 E NORTH PRAIRIE DR
CityMORRIS
StateIL
Zip60450-7403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHALF MOON LAKE UNIT 2 LT 95 SEC 15-33-8
Legal Range08W
Legal Township33N
Legal Section15
Legal SubdivisionHALF MOON LAKE
Legal Lot Number95
Legal Unit2
JurisdictionGRUNDY IL
Township / Civil DivisionGOOSE LAKE
Census Block Group1
Census Block1077
Census Tract700

Owner

6445 E North Prairie Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Grundy County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Mar 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Jul 2, 2019Warranty Deed, Construction Loan · Construction Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2019 · Amount on File
Deed SaleJul 2, 2019 · Amount on File
Deed Document Number2019585515
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000619502
DateMay 19, 2023
Instrument619502
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 10, 2043

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000591072
DateMar 5, 2020
Instrument591072
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000591686
DateApr 13, 2020
Instrument591686
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 28, 2040
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateJul 2, 2019
Property Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403
Document Number0000585515
Instrument DateJun 28, 2019
Instrument585515
Transaction TypeConstruction Loan
Record UpdatedJul 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6475 E NORTH PRAIRIE DR, 6475, MORRIS, IL 60450-7403

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 E NORTH PRAIRIE DR, MORRIS, IL 60450-7403

Mortgage

Document Number0000585516
DateJul 2, 2019
Instrument585516
Lender
NameBUSEY BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 6445 E North Prairie Dr was $9,844 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGoose Lake Township
Unified School DistrictCoal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,844.00$193,100 Land $20,241 Building $172,859$579,300 Land $60,723 Building $518,577
2022$6,573.00 Homeowner's exemption$134,935 Land $16,437 Building $118,498$404,805 Land $49,311 Building $355,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6445 E North Prairie Dr in Zone X, an area of minimal flood risk, though there have been 110 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims110 (1978–2023)
Claims Outside the SFHA4 of 110
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 20 claims
  • Severe Storms & Flooding, Feb 1985 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 E North Prairie Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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