6445 E Malverne St, Inverness, FL 34452 Property Records

Citrus County property record for 6445 E Malverne St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 2006
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03730-0250`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03730-0250`
Alternative APNs	`2919S20E0010037300250` `1818061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	1,341 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	152 sqft
Patio Area	120 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1818061
Street Address	6445 E MALVERNE ST
City	INVERNESS
State	FL
Zip	34452-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 25 BLK 373
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	373
Legal Lot Number	25
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2043
Census Tract	451103

Owner

6445 E Malverne St is owned and occupied by an individual who acquired it in October 2025.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2025	Correction Deed
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage HARTVAN LLC
Sep 6, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 26, 2017	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Oct 3, 2022 · Amount on File
Deed Document Number	202553656
Deed Book / Page	3598 / 2376
Last Transfer Date	Oct 16, 2025
Transfer Doc	0036110428
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MBT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106

Mortgage

Document Number	0031681792
Date	May 26, 2021
Book Page	3168/1792
Instrument	2021035628

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Feb 1, 2048

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 16, 2025
Property Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Document Number	0036110428
Book / Page	3611 / 428
Map Reference	MB 5 PG 19
Instrument Date	Oct 16, 2025
Instrument	2025062810
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 LINDER DR, HOMOSASSA, FL 34446-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 3, 2022
Property Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Document Number	0033241787
Book / Page	3324 / 1787
Map Reference	MB 5 PG 19
Instrument Date	Sep 23, 2022
Instrument	2022068353
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 WARSTEINER WAY APT 503, 110, MELBOURNE BEACH, FL 32951-3994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106

Mortgage

Document Number	0033241789
Date	Oct 3, 2022
Instrument	3324/1789

Lender

Name	HARTVAN LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 30, 2032

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 6, 2022
Property Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Document Number	0033171422
Book / Page	3317 / 1422
Map Reference	MB 5 PG 19
Instrument Date	Sep 1, 2022
Instrument	2022062493
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 HURON CT, 2001, LITTLE RIVER, SC 29566-7472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WARSTEINER WAY APT 503, 503, MELBOURNE BEACH, FL 32951-3994

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 26, 2017
Property Address	6445 E MALVERNE ST, INVERNESS, FL 34452-9106
Document Number	0028702362
Book / Page	002870 / 002362
Instrument Date	Dec 22, 2017
Instrument	57986
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E MALVERNE ST INVERNESS FL 344529106, INVERNESS, FL 34452-9106

Mortgage

Document Number	28702364
Date	Dec 26, 2017
Book Page	002870/002364
Instrument	57987

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6445 E Malverne St was $2,955, down 56.9% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,955.00 (-56.94%)	$185,097 (-1.72%) Land $9,200 Building $175,897	$185,097 (-1.72%) Land $9,200 Building $175,897
2024	$6,863.00 (+130.92%) Additional exemption filed	$188,339 (+0.44%) Land $6,240 Building $182,099	$188,339 (+0.44%) Land $6,240 Building $182,099
2023	$2,972.00 (+160.7%) Additional exemption filed	$187,509 (+18.67%) Land $6,560 Building $180,949	$187,509 (+18.67%) Land $6,560 Building $180,949
2022	$1,140.00 Homeowner's exemption Additional exemption filed	$158,014 Land $4,000 Building $154,014	$158,014 Land $4,000 Building $154,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6445 E Malverne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 E Malverne St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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