6445 E Division Rd, Mill Creek, IN 46365 Property Records

LaPorte County property record for 6445 E Division Rd, Mill Creek, IN 46365

Property Summary

Property Type	Farm - Irrigated or Dry
Details	8 bd · 11 ba · 21,410 sqft · built 2000
Lot Size	59 acres (2,573,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,800 (Apr 2023)
Tax Bill	$22,763 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-08-31-400-027.000-068`

Property Details

APN / Parcel Number

Primary APN	`46-08-31-400-027.000-068`

Interior

Bedrooms	8 Beds
Full Baths	11 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	31 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	4 Stories
Building Area	21,410 sqft Gross Area
1st Floor Area	14,155 sqft
Basement Area	1,514 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,573,830 sqft (59 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	5,741 sqft
Parking Spaces	18 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6445 E DIVISION RD
City	MILL CREEK
State	IN
Zip	46365-9798
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	78-08-31-400-027 PART OF W 1/2 SE 1/4 S31 T37 R1 59.187 AC
Legal Range	1
Legal Township	37
Legal Section	31
Jurisdiction	LA PORTE IN
Township / Civil Division	WILLS
Census Block Group	1
Census Block	1041
Census Tract	41900

Owner

Source: LaPorte County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 4, 2023	Warranty Deed, Transfer · VA Mortgage CU FINANCIAL INC
Apr 23, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Mar 10, 2020
Deed Document Number	20233352
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Recording Date	Apr 8, 2026
Property Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798
Document Number	0000003523
Instrument Date	Mar 31, 2026
Instrument	20263523
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798

Mortgage

Document Number	0000003523,
Date	Apr 8, 2026
Instrument	20263523

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Apr 4, 2023
Property Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798
Document Number	2023R03352
Map Reference	IN 89-17270
Instrument Date	Mar 31, 2023
Instrument	2023R-03352
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798

Mortgage

Document Number	2023R03353
Date	Apr 4, 2023
Instrument	2023R-03353

Lender

Name	CU FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PORTE IN
Recording Date	Apr 23, 2020
Property Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798
Document Number	2020R04191
Map Reference	IN 95-17270
Instrument Date	Apr 17, 2020
Instrument	2020R-04191
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 NILES RD, SAINT JOSEPH, MI 49085-3203

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Mar 10, 2020
Property Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798
Document Number	2020R02640
Instrument Date	Feb 11, 2020
Instrument	2020R-02640
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 E DIVISION RD, MILL CREEK, IN 46365-9798

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Wills Township
Unified School District	New Prairie United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,921,300 (+0.4%) Land $125,200 Building $1,796,100	$1,921,300 (+0.4%) Land $125,200 Building $1,796,100
2024	$22,763.00 (+1.71%)	$1,913,700 (+0.8%) Land $131,600 Building $1,782,100	$1,913,700 (+0.8%) Land $131,600 Building $1,782,100
2023	$22,381.00 (-44.04%)	$1,898,500 (-1.95%) Land $116,400 Building $1,782,100	$1,898,500 (-1.95%) Land $116,400 Building $1,782,100
2022	$39,993.00	$1,936,300 Land $100,200 Building $1,836,100	$1,936,300 Land $100,200 Building $1,836,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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