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6445 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6445 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,966 sqft · built 2013
Lot Size1.37 acres (59,982 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Oct 2008)
Tax Bill$774 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (moderate risk)
APN08-2S-27-2140-00600-02C0

Property Details

APN / Parcel Number

Primary APN08-2S-27-2140-00600-02C0
Alternative APN
  • S2720821400060002C0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,966 sqft Living Area
Gross Area4,890 sqft
1st Floor Area2,966 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area59,982 sqft (1.37 acres)
Lot Dimensions300 ft deep x 200 ft wide
Garage TypeAttached
Garage Area906 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area789 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6445 E BAY BLVD
CityGULF BREEZE
StateFL
Zip32563-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAGNIAPPE BEACH 2ND ADD LOTS 2C & 3C BLK 6 AS DES IN OR 3199 PG 295
Legal Range27W
Legal Township2S
Legal Section08
Legal SubdivisionLAGNIAPPE BEACH/ALL
Legal Block6
Legal Lot Number2C
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1028
Census Tract10820

Owner

6445 E Bay Blvd is owned and occupied by two individuals who acquired it in August 2026.

Source: Santa Rosa County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address6445 E BAY BLVD, GULF BREEZE, FL 32563-9735
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2008 · Amount on File
Deed SaleOct 1, 2008 · Amount on File
Deed Document Number200838641
Deed Book / Page2858 / 431
Last Transfer DateAug 14, 2026
Transfer Doc0000041385
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 17, 2026
Property Address6445 E BAY BLVD, GULF BREEZE, FL 32563-9735
Document Number0000041385
Book / Page4779 / 90
Instrument DateAug 14, 2026
Instrument202641385
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6445 E BAY BLVD, GULF BREEZE, FL 32563-9735

Tax Assessment & Valuation

The 2025 property tax bill for 6445 E Bay Blvd was $774.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$774.00$337,905 (+2.9%)$536,856 (+3.57%) Land $84,500 Building $452,356
2024$774.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$328,382 (+3%)$518,326 (+8.41%) Land $84,500 Building $433,826
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$318,817$478,105 Land $48,000 Building $430,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6445 E Bay Blvd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6445 E Bay Blvd is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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