6445 Denton Dr, Troy, MI 48098 Property Records

Oakland County property record for 6445 Denton Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,304 sqft · built 1983
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$327,000 (Jul 2013)
Tax Bill$6,322 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-05-404-002

Property Details

APN / Parcel Number

Primary APN88-20-05-404-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,304 sqft Living Area
1st Floor Area1,197 sqft
Basement Area715 sqft
Finished Basement715 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions154 ft deep x 142 ft wide
Garage Area496 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6445 DENTON DR
CityTROY
StateMI
Zip48098-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 71
Legal Range11E
Legal Township2N
Legal Section5
Legal SubdivisionCRESCENT RIDGE SUB #1
Legal Lot Number71
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3014
Census Tract196400

Owner

Source: Oakland County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6445 DENTON DR, TROY, MI 48098-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2013 · Amount on File
Deed SaleJul 15, 2013 · Amount on File
Deed Document Number2013186622
Deed Book / Page46064 / 347
Prior Transfer DateJun 11, 2013
Prior Transfer Doc0000203111
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateApr 8, 2026
Property Address6445 DENTON DR, TROY, MI 48098-2010
Document Number20260046448
Book / Page61091 / 598
Instrument DateApr 1, 2026
Instrument202646448
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 DENTON DR, TROY, MI 48098-2010

Mortgage

Document Number0000046448,
DateApr 8, 2026
Book Page61091/598
Instrument202646448
Lender
NameCORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 28, 2046
Interest
Rate6%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6445 DENTON DR, TROY, MI 48098-2010
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 DENTON DR, TROY, MI 48098-2010

Mortgage

Document Number0000258720
DateNov 16, 2021
Book Page57086/591
Instrument258720
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2041

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6445 DENTON DR, TROY, MI 48098-2010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131347
DateJul 7, 2020
Book Page54456/625
Instrument131347
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,322.00 (+2.4%)
2024$6,174.00 (-6.1%)
2023$458,500
2022$6,575.00$229,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2006)
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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