6445 4th St, Keystone Heights, FL 32656 Property Records

Clay County property record for 6445 4th St, Keystone Heights, FL 32656

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,380 sqft · built 2020
Lot Size	7.11 acres (309,711 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Aug 2020)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-08-23-004669-001-00`

Property Details

APN / Parcel Number

Primary APN	`28-08-23-004669-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	309,711 sqft (7.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	6445 4TH ST
City	KEYSTONE HEIGHTS
State	FL
Zip	32656
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PART OF E1/2 OF NW1/4 S28T8R23AS REC O R 4341 PG 1850
Legal Range	23
Legal Township	08
Legal Section	28
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1019
Census Tract	31110

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 692, KEYSTONE HEIGHTS, FL 32656-0692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	2020041566
Deed Book / Page	4341 / 1850
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 17, 2020
Property Address	6445 4TH ST, KEYSTONE HEIGHTS, FL 32656
Document Number	0043411850
Book / Page	004341 / 001850
Instrument Date	Aug 12, 2020
Instrument	41566
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX BOX 692 KEYSTONE HEIGHTS FL 32656, KEYSTONE HEIGHTS, FL 32656

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (-15.81%) Homeowner's exemption	$119,471 (+5.99%)	$239,829 (+18.91%) Land $70,652 Building $169,177
2023	$1,436.00 (+12.63%) Homeowner's exemption	$112,723 (+3%)	$201,692 (+35.14%) Land $61,655 Building $140,037
2022	$1,275.00 Homeowner's exemption	$109,440	$149,244 Land $42,437 Building $106,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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