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6445 4th Ln, Vero Beach, FL 32968 Property Records

Indian River County property record for 6445 4th Ln, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,024 sqft · built 1986
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Sep 2023)
Tax Bill$3,324 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2023 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN33-39-17-00004-0007-00006.0

Property Details

APN / Parcel Number

Primary APN33-39-17-00004-0007-00006.0
Alternative APN
  • 81505

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,024 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,184 sqft
2nd Floor Area840 sqft
Utility Area72 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotInterior
PorchScreened Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6445 4TH LN
CityVERO BEACH
StateFL
Zip32968-9695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINE TREE PARK UNIT NO 3 BLK G LOTS 6 & 7 PBI 3-50
Legal Range39E
Legal Township33S
Legal Section17
Legal SubdivisionPINE TREE PARK UNIT NO 3
Legal BlockG
Legal Lot Number6,7
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1020
Census Tract50704

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6445 4TH LN, VERO BEACH, FL 32968-9695
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Warranty Deed, Transfer · Seller Carry-Back
MICHAEL SCHLITT
Aug 21, 2023Intrafamily Transfer, Transfer
Aug 14, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 15, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleJul 15, 2020 · Amount on Record
Deed Document Number202345083
Deed Book / Page3647 / 2360
Prior Transfer DateAug 21, 2023
Prior Transfer Doc0036441886
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 6, 2023
Property Address6445 4TH LN, VERO BEACH, FL 32968-9695
Document Number0036472360
Book / Page3647 / 2360
Map ReferenceMB 3 PG 50
Instrument DateSep 1, 2023
Instrument3120230045083
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyRIOMAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,946.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2575 POTILLA AVENUE, VERO BEACH, FL 32960

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 4TH LN, VERO BEACH, FL 32968-9695

Mortgage

Document Number3120230045084
DateSep 6, 2023
Instrument3120230045084
Lender
NameMICHAEL SCHLITT
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term120 Months
DueSep 1, 2033

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateAug 21, 2023
Property Address6445 4TH LN, VERO BEACH, FL 32968-9695
Document Number0036441886
Book / Page3644 / 1886
Instrument DateAug 21, 2023
Instrument3120230042414
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1874 ROBALO DR, VERO BEACH, FL 32960-5229

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 POTILLA AVE, VERO BEACH, FL 32960

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address6445 4TH LN, VERO BEACH, FL 32968-9695
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031402369
DateAug 14, 2018
Book Page3140/2369
Instrument3120180050143
Lender
NamePNC BANK NA
TypeBank
AddressVERO BEACH, FL 32960
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 25, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 15, 2020
Property Address6445 4TH LN, VERO BEACH, FL 32968-9695
Document Number0033380294
Book / Page003338 / 000294
Instrument DateAug 12, 2020
Instrument54292
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 4TH LN VERO BEACH FL 329689695, VERO BEACH, FL 32968-9695

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00 (+5.52%) Homeowner's exemption$247,826 (-0.99%) Land $66,300 Building $181,526$247,826 (-0.99%) Land $66,300 Building $181,526
2024$3,150.00 (+39.75%)$250,314 (+32.47%) Land $66,300 Building $184,014$250,314 (+1.35%) Land $66,300 Building $184,014
2023$2,254.00 (+2.92%)$188,964 (+3%)$246,977 (+27.27%) Land $66,300 Building $180,677
2022$2,190.00$183,460$194,059 Land $40,800 Building $153,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 270 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies270 in force
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA1 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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