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6444 Upper Ridge Way, Roscoe, IL 61073 Property Records

Winnebago County property record for 6444 Upper Ridge Way, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,063 sqft · built 1990
Lot Size0.599 acres (26,081 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2022)
Tax Bill$6,671 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN08-03-376-011

Property Details

APN / Parcel Number

Primary APN08-03-376-011
Alternative APNs
  • 803376011
  • 111C105

Interior

Full Baths3 Baths
Building Area2,063 sqft Living Area
1st Floor Area1,373 sqft
Basement Area683 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTri-Level
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area26,081 sqft (0.599 acres)
Garage Area578 sqft
Deck Area440 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6444 UPPER RIDGE WAY
CityROSCOE
StateIL
Zip61073-8364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT NO 3 SAGEWOOD SUB BNG PT SW1/4 SEC 3-45-2 LOT 105
Legal Range2
Legal Township45
Legal Section3
Legal SubdivisionPLAT NO 3 SAGEWOOD SUB
Legal Lot Number105
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group3
Census Block3009
Census Tract3806

Owner

6444 Upper Ridge Way is owned and occupied by two individuals who bought it in August 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address816 CANDLEWICK DR NE, POPLAR GROVE, IL 61065-8949
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
Aug 29, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleAug 24, 2012 · Amount on File
Deed Document Number202226560
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6444 UPPER RIDGE WAY, ROSCOE, IL 61073-8364
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025214
DateSep 29, 2025
Instrument2525214
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.5%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateAug 29, 2022
Property Address6444 UPPER RIDGE WAY, ROSCOE, IL 61073-8364
Document Number0000026560
Map ReferenceBK38 PG70A
Instrument DateAug 25, 2022
Instrument2226560
Transaction TypeTransfer
Record UpdatedSep 14, 2022

Transaction

AmountAmount on Record
Tax$360.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6444 UPPER RIDGE WAY, ROSCOE, IL 61073-8364

Tax Assessment & Valuation

The 2025 property tax bill for 6444 Upper Ridge Way was $6,671 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityRoscoe Village
Unified School DistrictHarlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,671.00$87,540 Land $14,716 Building $72,824$262,620 Land $44,148 Building $218,472
2022Homeowner's exemption$61,298 Land $10,840 Building $50,458$183,894 Land $32,520 Building $151,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6444 Upper Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6444 Upper Ridge Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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