6444 Upper 48th St N, Saint Paul, MN 55128 Property Records

Washington County property record for 6444 Upper 48th St N, Saint Paul, MN 55128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,525 sqft · built 1947
Lot Size0.396 acres (17,254 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Oct 2014)
Tax Bill$3,620 (2026)
Deeds & MortgagesSep 2021 Mortgage
Feb 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-029-21-21-0118

Property Details

APN / Parcel Number

Primary APN07-029-21-21-0118
Alternative APN
  • 0702921210045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,525 sqft Living Area
Basement Area708 sqft
Unfinished Basement708 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,254 sqft (0.396 acres)
Garage TypeDetached
Garage Area988 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6444 UPPER 48TH ST N
CitySAINT PAUL
StateMN
Zip55128-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME FURLONGS 2ND ADD & REAR BLK 3 & BLK A PULLMAN LOT 11 BLOCK 1 SUBDIVISIONCD 57483 LTS 11 & 12 BLK 1 FURLONG'S
Legal Range21W
Legal Township29N
Legal Section07
Legal SubdivisionFURLONGS 2ND ADD & REAR
Legal Block1
Legal Lot Number11
JurisdictionWASHINGTON MN
Township / Civil DivisionOAKDALE
Census Block Group2
Census Block2010
Census Tract70907

Owner

6444 Upper 48th St N is owned and occupied by an individual who bought it in October 2014.

Source: Washington County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address6444 UPPER 48TH ST N, SAINT PAUL, MN 55128-1919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 13, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 7, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2014 · Amount on File
Deed SaleOct 8, 2014 · Amount on File
Prior SaleJul 9, 2004 · Amount on File
Deed Document Number20144003150
Prior Transfer DateSep 26, 2014
Prior Transfer Doc0004003150
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address6444 UPPER 48TH ST N, OAKDALE, MN 55128-1919
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004334010
DateSep 16, 2021
Instrument4334010
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address6444 UPPER 48TH ST N, OAKDALE, MN 55128-1919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004102635
DateFeb 13, 2017
Instrument4102635
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address6444 UPPER 48TH ST N, OAKDALE, MN 55128-1919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004147061
DateMar 7, 2018
Instrument4147061
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address6444 UPPER 48TH ST N, OAKDALE, MN 55128-1919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004215036
DateOct 28, 2019
Instrument4215036
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6444 Upper 48th St N was $3,620 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWashington County
MunicipalityOakdale City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,620.00 Homeowner's exemption
2025$318,600 (+1.92%) Land $97,500 Building $221,100$318,600 (+1.92%) Land $97,500 Building $221,100
2024$312,600 Land $90,000 Building $222,600$312,600 Land $90,000 Building $222,600
2023$2,926.00
2022$270,000 Land $94,900 Building $175,100$270,000 Land $94,900 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6444 Upper 48th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6444 Upper 48th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOakdale
serves 30,144 people · EPA ID MN1820016
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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