Pinellas County property record for 6444 Cardinal Dr, Clearwater, FL 33760
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,314 sqft · built 1977 |
| Lot Size | 0.258 acres (11,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Jan 1995) |
| Tax Bill | $5,144 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-6730-7 |
| Primary APN | C62-000-764-6730-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,314 sqft Heated Area |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,278 sqft (0.258 acres) |
| Lot Dimensions | 105 ft deep x 20 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 262 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R50066 |
|---|---|
| Old Parcel Number | 163005927720000340 |
| Street Address | 6444 CARDINAL DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33760-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES MANOR LOT 34 & LOT 34-A & THAT PT OF ADJ VAC WALKWAY & ALLEY (PER OR 4716/1377) |
| Legal Range | 16 |
| Legal Township | 30 |
| Legal Section | 05 |
| Legal Subdivision | TWIN LAKES MANOR |
| Legal Lot Number | 34 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 24514 |
6444 Cardinal Dr is owned and occupied by two individuals who bought it in January 1995.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6444 CARDINAL DR, CLEARWATER, FL 33760-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 1995 · Amount on File |
| Deed Sale | Jan 17, 1995 · Amount on File |
| Deed Document Number | 0889200832 |
| Deed Book / Page | 08892 / 00832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 6444 CARDINAL DR, CLEARWATER, FL 33760-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6444 CARDINAL DR, CLEARWATER, FL 33760-2015 |
| Document Number | 0215182365 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 21518/2365 |
| Instrument | 2021147218 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 6444 CARDINAL DR, CLEARWATER, FL 33760-2015 |
| Document Number | 0197490817 |
| Book / Page | 019749 / 000817 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6444 CARDINAL DR CLEARWATER FL 337602015, CLEARWATER, FL 33760-2015 |
| Document Number | 0197490817 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 019749/000817 |
| Instrument | 261793 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2047 |
The 2025 property tax bill for 6444 Cardinal Dr was $5,144.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,144.00 | $270,582 | $270,582 Land $108,687 Building $161,895 |
| 2023 | $4,275.00 (+415.06%) | $224,710 (+187.68%) | $224,710 (+13.61%) Land $110,760 Building $113,950 |
| 2022 | $830.00 Homeowner's exemption | $78,110 | $197,786 Land $102,966 Building $94,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6444 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1979–2024) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6444 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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