6443 S Gozzer Rd, Harrison, ID 83833 Property Records

Kootenai County property record for 6443 S Gozzer Rd, Harrison, ID 83833

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,818 sqft · built 2008
Lot Size	0.392 acres (17,076 sqft)
Owner	Individual Name on Record
Tax Bill	$15,479 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029050090C70`

Property Details

APN / Parcel Number

Primary APN	`029050090C70`
Alternative APN	`262280`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,818 sqft Living Area
1st Floor Area	2,818 sqft
Great Room	Great Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	17,076 sqft (0.392 acres)
Garage Type	Detached
Garage Area	784 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	262280
Street Address	6443 S GOZZER RD
City	HARRISON
State	ID
Zip	83833-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	GOZZER RANCH GOLF & LAKE CLUB I, LT C7 BLOCK 9 0549N03W
Legal Range	03W
Legal Township	49N
Legal Section	05
Legal Subdivision	GOZZER RANCH GOLF LAKE CLUB I
Legal Block	9
Legal Lot Number	C
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1010
Census Tract	1902

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6443 S GOZZER RD, HARRISON, ID 83833-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage · ARM UBS BANK USA
May 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021
Deed Sale	Dec 30, 2021
Prior Sale	Dec 30, 2021
Deed Document Number	20212879704000
Prior Transfer Date	Sep 4, 2008
Prior Transfer Doc	0002176834
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	6443 S GOZZER RD, HARRISON, ID 83833-6001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2657468000
Date	Aug 17, 2018
Instrument	2657468000

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	May 21, 2019
Property Address	6443 S GOZZER RD, HARRISON, ID 83833-6001
Document Number	2693499000
Map Reference	DOC 2005275
Instrument Date	May 17, 2019
Instrument	2693499000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9201 WILSHIRE BLVD STE 101, 101, BEVERLY HILLS, CA 90210-5512

Mortgage

Document Number	2693500000
Date	May 21, 2019
Instrument	2693500000

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,479.00 (-6.86%)	$4,720,224 (-0.3%) Land $1,872,000 Building $2,848,224	$4,720,224 (-0.3%) Land $1,872,000 Building $2,848,224
2024	$16,619.00 (+17.67%)
2023	$14,123.00 (+41.56%)	$4,734,614 (+67.12%) Land $2,080,000 Building $2,654,614	$4,734,614 (+67.12%) Land $2,080,000 Building $2,654,614
2022	$9,977.00	$2,833,085 Land $800,000 Building $2,033,085	$2,833,085 Land $800,000 Building $2,033,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARROW POINT PARK private · serves 275 people · EPA ID ID1280252
Water Source	Purchased surface water from GOZZER RANCH
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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