6443 High Meadow Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6443 High Meadow Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2020)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870002976`

Property Details

APN / Parcel Number

Primary APN	`A870002976`
Alternative APN	`2-0069-6123-00-0126.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	686 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002976
Street Address	6443 HIGH MEADOW DR
City	O FALLON
State	MO
Zip	63368-7826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN OAKS #2 LOT 126
Legal Subdivision	MORGAN OAKS #2
Legal Lot Number	126
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3008
Census Tract	311739

Owner

6443 High Meadow Dr is owned and occupied by an individual who bought it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 27, 2017	Warranty Deed, Transfer · FHA Mortgage IBERIABANK
Mar 14, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Mar 27, 2017 · Amount on File
Deed Document Number	202095215
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	0031550046
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2020
Property Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826
Document Number	0000095215
Map Reference	MB 26 PG 40
Instrument Date	Nov 13, 2020
Instrument	2020R-095215
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6443 HIGH MEADOW DR, 6443, O FALLON, MO 63368-7826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095216
Date	Dec 7, 2020
Instrument	2020R-095216

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 27, 2017
Property Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826
Document Number	0000181090
Book / Page	6718 / 0001
Map Reference	MB 26 PG 40
Instrument Date	Mar 22, 2017
Instrument	20170327000181090
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826

Mortgage

Document Number	0000181100
Date	Mar 27, 2017
Instrument	20170327000181100

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 14, 2017
Property Address	6443 HIGH MEADOW DR, O FALLON, MO 63368-7826
Document Number	0067112033
Book / Page	006711 / 002033
Instrument Date	Feb 22, 2017
Instrument	153930
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6443 High Meadow Dr was $3,128, up 6.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,756 (-)	$251,350 (-) Building $251,350
2025	$3,128.00 (+6.07%)	$47,756	$251,350 Building $251,350
2024	$2,949.00
2023		$44,637
2022			$234,934 Land $45,000 Building $189,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6443 High Meadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6443 High Meadow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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