6443 Gardner Rd, Bath, NY 14810 Property Records

Steuben County and Wheeler Town property record for 6443 Gardner Rd, Bath, NY 14810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,816 sqft · built 1872
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Dec 2023)
Tax Bill	$2,929 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2019 Sale
APN	`0000901-000`

Property Details

APN / Parcel Number

Primary APN	`0000901-000`
Alternative APNs	`468000 101.08-01-015.000` `80001010080001015000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	908 sqft
2nd Floor Area	908 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	149 ft deep x 63.5 ft wide
Porch	Slab
Porch Area	539 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000901-000
Street Address	6443 GARDNER RD
City	BATH
State	NY
Zip	14810-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS MCCONNELL HWY LEWIS .35 ACRE
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WHEELER
Census Block Group	2
Census Block	2045
Census Tract	960200

Owner

Source: Steuben County and Wheeler Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6443 GARDNER RD, BATH, NY 14810-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Oct 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Book / Page	3070 / 279
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Dec 19, 2023
Property Address	6443 GARDNER RD, BATH, NY 14810-8021
Document Number	003070/279
Book / Page	3070 / 279
Instrument Date	Dec 18, 2023
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 PROSPECT ST, ONEONTA, NY 13820-2628

Mortgage

Document Number	0000503340
Date	Dec 19, 2023
Instrument	5033/40

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 9, 2019
Property Address	6443 GARDNER RD, BATH, NY 14810-8021
Document Number	002793/169
Book / Page	2793 / 169
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Steuben County and Wheeler Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wheeler Town
Unified School District	Prattsburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,929.00 (-2.33%)
2025	$2,999.00 (+20.2%)	$125,400 (+47.53%) Land $6,200 Building $119,200	$134,839 (+36.43%) Land $6,667 Building $128,172
2023		$85,000 (-) Land $4,800 Building $80,200	$98,837 (+4.65%) Land $5,581 Building $93,256
2022		$85,000 Land $4,800 Building $80,200	$94,444 Land $5,333 Building $89,111
2021	$2,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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