Macon County property record for 6443 Cypress Ct, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,214 sqft · built 2003 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $424,000 (Oct 2022) |
| Tax Bill | $9,009 (2025) |
| Deeds & Mortgages | Jul 2006 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-13-27-376-019 |
| Primary APN | 09-13-27-376-019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 2,214 sqft |
| Basement Area | 2,214 sqft |
| Unfinished Basement | 2,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|
| Account Number | 091327376019 |
|---|---|
| Street Address | 6443 CYPRESS CT |
| City | DECATUR |
| State | IL |
| Zip | 62521-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BIRCHWOOD ESTATES LOT 15 03BK3437/869 02BK3238/732 |
| Legal Range | 03E |
| Legal Township | 16N |
| Legal Section | 27 |
| Legal Subdivision | BIRCHWOOD ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | MACON IL |
| Township / Civil Division | LONG CREEK |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2300 |
Source: Macon County assessment roll, APN 09-13-27-376-019, as of June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6443 CYPRESS CT, DECATUR, IL 62521-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2006 | Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST FSB |
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Deed Document Number | 20222002631 |
| Deed Book / Page | 4920 / 74 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 6443 CYPRESS CT, DECATUR, IL 62521-6512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003723/252 |
|---|---|
| Date | Jul 20, 2006 |
| Book Page | 3723/252 |
| Instrument | 1710489 |
| Name | HICKORY POINT BANK & TRUST FSB |
|---|---|
| Address | DECATUR, IL 62525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Oct 03, 2022 |
| Property Address | 6443 CYPRESS CT, DECATUR, IL 62521-6512 |
| Document Number | 0004920/74 |
| Book / Page | 4920 / 74 |
| Map Reference | BK 1832 PG 716 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2002631 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0002002632 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 2002632 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.67% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Max Rate At Change | 9.67% |
| Index | Other |
| Margin | 3 |
Source: Macon County assessment roll as of June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Long Creek Township |
| Unified School District | Mount Zion Community Unit School District 3 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,009.00 | $145,281 Land $14,835 Building $130,446 | $435,886 Land $44,509 Building $391,377 |
Source: FEMA National Flood Hazard Layer, Macon County (17115C), as of November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171150023001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 76 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Source: EPA Safe Drinking Water Information System, water system IL1155150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LONG CREEK TOWNSHIP PWS serves 7,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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