6442 Tharp Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 6442 Tharp Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 2021
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$5,308,608 (Jan 2023)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`47-A-1-10`

Property Details

APN / Parcel Number

Primary APN	`47-A-1-10`
Alternative APN	`224`

Interior

Total Rooms	7 Rooms
Building Area	1,288 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	169,884 sqft (3.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Account Number	224
Street Address	6442 THARP RD
City	CULPEPER
State	VA
Zip	22701-6964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 10
Legal Lot Number	10
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3008
Census Tract	930501

Owner

6442 Tharp Rd is owned and occupied by an individual who bought it in January 2023.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	6442 THARP RD, CULPEPER, VA 22701-6964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Apr 5, 2021	Warranty Deed, Transfer BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	202315
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Sep 15, 2021
Property Address	6442 THARP RD, CULPEPER, VA 22701-6964
Document Number	0210008170
Instrument Date	Sep 7, 2021
Instrument	210008170
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 THARP RD, CULPEPER, VA 22701-6964

Mortgage

Document Number	0210008171
Date	Sep 15, 2021
Instrument	210008171

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Apr 5, 2021
Property Address	6442 THARP RD, CULPEPER, VA 22701-6964
Document Number	0210003145
Instrument Date	Apr 1, 2021
Instrument	210003145
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E DAVIS ST STE 100, 100, CULPEPER, VA 22701-2168

Tax Assessment & Valuation

The 2025 property tax bill for 6442 Tharp Rd was $1,772.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00	$412,200 Land $119,700 Building $292,500	$412,200 Land $119,700 Building $292,500
2024	$1,772.00 (+2.37%)
2023	$1,731.00	$376,400 Land $94,700 Building $281,700	$376,400 Land $94,700 Building $281,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6442 Tharp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6442 Tharp Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tharp Rd

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