Hardin County property record for 6442 State Rte 81, Ada, OH 45810
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,580 sqft · built 1988 |
| Lot Size | 68.1 acres (2,967,307 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,854 (2025) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-190003.0000 |
| Primary APN | 43-190003.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 450 sqft |
| Unfinished Basement | 450 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 2,967,307 sqft (68.1 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,040 sqft |
| Granary | 480 sqft |
| Pole Barn | 5,940 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6442 STATE ROUTE 81 |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT N 1/2 19 68.12A |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 300 |
6442 State Rte 81, a rural home, is owner-occupied and held in a trust since June 2023.
Source: Hardin County records, as of March 31, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6442 STATE ROUTE 81, ADA, OH 45810-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2002 |
| Deed Sale | Apr 9, 2002 |
| Prior Sale | Feb 6, 2002 |
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 00569/2552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Nov 3, 2023 |
| Property Address | 6442 STATE ROUTE 81, ADA, OH 45810-9745 |
| Document Number | 00569/2552 |
| Book / Page | 569 / 2552 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023003057 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6442 STATE ROUTE 81, ADA, OH 45810-9745 |
The 2025 property tax bill for 6442 State Rte 81 was $4,854 with exemptions applied, up 0.2% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Washington Township |
| Unified School District | Hardin Northern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,854.00 (+0.17%) | $145,170 (-) Land $87,450 Building $57,720 | |
| 2024 | $4,846.00 Homeowner's exemption Senior Citizen's exemption | $145,170 (-) Land $87,450 Building $57,720 | |
| 2023 | $4,846.00 (+30.3%) Homeowner's exemption Senior Citizen's exemption | $145,170 (+59.21%) Land $87,450 Building $57,720 | $622,000 Land $457,090 Building $164,910 |
| 2022 | $3,719.00 Homeowner's exemption Senior Citizen's exemption | $91,180 Land $51,410 Building $39,770 | |
| 2020 | $530,570 Land $416,940 Building $113,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6442 State Rte 81 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6442 State Rte 81 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
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