6442 Lerch Ln, Gilbert, MN 55741 Property Records

St. Louis County property record for 6442 Lerch Ln, Gilbert, MN 55741

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 1.75 ba · 1,638 sqft · built 1990
Lot Size	0.907 acres (39,532 sqft)
Owner	Individual Name on File
Tax Bill	$5,504 (2026)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`260-0021-00070`

Property Details

APN / Parcel Number

Primary APN	`260-0021-00070`
Alternative APNs	`1194809` `534606`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,638 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	940 sqft
Finished Basement	940 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	39,532 sqft (0.907 acres)
Garage Area	624 sqft
Deck Area	104 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1194809
Street Address	6442 LERCH LN
City	GILBERT
State	MN
Zip	55741-8236
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	SMU
Legal Description	LOT 7 SERIAL #
Legal Subdivision	REARR PART OF BRAYS BEACH TOWN
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2058
Census Tract	13600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6442 LERCH LN, GILBERT, MN 55741-8236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 6, 2023
Transfer Doc	0001070208
Record Updated	Sep 20, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Feb 20, 2026
Property Address	6442 LERCH LN, GILBERT, MN 55741-8236
Document Number	0001099218
Instrument Date	Jan 21, 2026
Instrument	1099218
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 LERCH LN, GILBERT, MN 55741-8236

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,504.00 (+11.42%) Homeowner's exemption
2025	$4,940.00 (-2.91%) Homeowner's exemption	$516,500 (+9.45%) Land $166,700 Building $349,800	$516,500 (+9.45%) Land $166,700 Building $349,800
2024	$5,088.00	$471,900 (+11.8%) Land $153,300 Building $318,600	$471,900 (+11.8%) Land $153,300 Building $318,600
2022		$422,100 Land $153,300 Building $268,800	$422,100 Land $153,300 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000