Hernando County property record for 6442 July Ave, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,751 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,500 (Dec 2021) |
| Tax Bill | $4,252 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5220-1544-0020 |
| Primary APN | R32-323-17-5220-1544-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,751 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Patio Area | 15 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00729224 |
|---|---|
| Street Address | 6442 JULY AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 22 BLK 1544 LOT 2 |
| Legal Range | 17E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | SPRING HILL UNIT 22 |
| Legal Block | 1544 |
| Legal Lot Number | 2 |
| Legal Unit | 22 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41201 |
6442 July Ave is owned and occupied by an individual who bought it in December 2021.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6442 JULY AVE, SPRING HILL, FL 34608-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 28, 2018 | Deed of Trust, Mortgage · Line of Credit CENTER ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on File |
| Deed Sale | Dec 14, 2021 · Amount on File |
| Prior Sale | Jan 28, 2004 · Amount on File |
| Deed Document Number | 2021093933 |
| Deed Book / Page | 4099 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 14, 2021 |
| Property Address | 6442 JULY AVE, SPRING HILL, FL 34608-1031 |
| Document Number | 0040990381 |
| Book / Page | 4099 / 381 |
| Map Reference | MB 10 PG 31-43 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021093933 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,117.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14498 PONCE DE LEON BLVD, 14498, BROOKSVILLE, FL 34601-8402 |
| Name | Verified Name |
|---|---|
| Address | 6442 JULY AVE, SPRING HILL, FL 34608-1031 |
| Document Number | 0004099382 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 4099/382 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6442 JULY AVE, SPRING HILL, FL 34608-1031 |
| Document Number | 0035590017 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Title Company | GULF COAST TITLE COMPANY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14498 PONCE DE LEON BLVD BROOKSVILLE FL 346018402, BROOKSVILLE, FL 34601-8402 |
| Document Number | 0035590017 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 003559/000017 |
| Instrument | 13073 |
| Name | CENTER ST BK |
|---|---|
| Type | Bank |
| Address | BROOKSVILLE, FL 34613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6442 July Ave was $4,252.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,252.00 | $297,895 Land $37,434 Building $260,461 | $297,895 Land $37,434 Building $260,461 |
| 2023 | $284,289 Land $35,906 Building $248,383 | ||
| 2022 | $4,317.00 | $284,289 Land $31,675 Building $252,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6442 July Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6442 July Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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