6441 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6441 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,152 sqft · built 1925
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (Jun 2010)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-32-027`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-32-027`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	114 ft deep x 35 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6441 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 385 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	385
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	5
Census Block	5001
Census Tract	573900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6441 PAYNE AVE, DEARBORN, MI 48126-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Intrafamily Transfer, Transfer
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Prior Sale	Jul 24, 2009 · Amount on Record
Deed Document Number	2010250621
Deed Book / Page	48606 / 410
Last Transfer Date	Jul 30, 2022
Transfer Doc	0577900277
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Aug 8, 2022
Property Address	6441 PAYNE AVE, DEARBORN, MI 48126-2047
Document Number	0577900277
Book / Page	57790 / 277
Map Reference	LB 40 PG 12
Instrument Date	Jul 30, 2022
Instrument	2022257700
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5075 HORGER ST, DEARBORN, MI 48126-5009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 PAYNE AVE, DEARBORN, MI 48126-2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6441 PAYNE AVE, DEARBORN, MI 48126-2047
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0554960208
Date	Jan 2, 2020
Book Page	55496/0208
Instrument	2020001450

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,800 (+8%)	$175,600 (+8%)
2025	$3,848.00 (-15.17%) Homeowner's exemption	$81,300 (+17.49%)	$162,600 (+17.49%)
2023	$4,536.00 (+103.5%) Homeowner's exemption	$69,200	$138,400
2019	$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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