6441 Osprey Trl, Denver, NC 28037 Property Records

Lincoln County property record for 6441 Osprey Trl, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,372 sqft · built 1991
Lot Size	0.621 acres (27,051 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Jun 2022)
Tax Bill	$2,242 (2026)
Deeds & Mortgages	Jun 2022 Sale Feb 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3695-76-9881`

Property Details

APN / Parcel Number

Primary APN	`3695-76-9881`
Alternative APNs	`369512769881` `274390` `291399` `55655`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Basement Area	1,372 sqft
Finished Basement	1,372 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	27,051 sqft (0.621 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291399
Street Address	6441 OSPREY TRL
City	DENVER
State	NC
Zip	28037-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-SF
Legal Description	SPRING HILL LOT # 3
Legal Subdivision	SPRING HILL
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71101

Owner

6441 Osprey Trl is owned by a company that bought it in June 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	199 LAFAYETTE ST, 7A, NEW YORK, NY 10012-4733
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Feb 25, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2022654232
Deed Book / Page	3176 / 366
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 27, 2022
Property Address	6441 OSPREY TRL, DENVER, NC 28037-8279
Document Number	0003176366
Book / Page	3176 / 366
Map Reference	MB F PG 360
Instrument Date	Jun 21, 2022
Instrument	654232
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MERCER ST, NEW YORK, NY 10013-2518
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 25, 2022
Property Address	6441 OSPREY TRL, DENVER, NC 28037-8279
Document Number	0003140276
Book / Page	3140 / 276
Map Reference	MB F PG 360
Instrument Date	Feb 25, 2022
Instrument	648099
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7580 NATALIE COMMONS DR, DENVER, NC 28037-7835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6441 OSPREY TRL, DENVER, NC 28037-8279
Document Number	2810924
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 OSPREY TRL DENVER NC 280378279, DENVER, NC 28037-8279

Mortgage

Document Number	2810924
Date	Apr 22, 2019
Book Page	002810/000924
Instrument	591532

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 23, 2019
Property Address	6441 OSPREY TRL, DENVER, NC 28037-8279
Document Number	279357
Book / Page	002793 / 000057
Instrument Date	Jan 22, 2019
Instrument	587932
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 OSPREY TRL DENVER NC 280378279, DENVER, NC 28037-8279

Mortgage

Document Number	279361
Date	Jan 23, 2019
Book Page	002793/000061
Instrument	587933

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Mortgage

Document Number	279375,
Date	Jan 23, 2019
Book Page	002793/000075
Instrument	587934

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6441 OSPREY TRL, DENVER, NC 28037-8279
Document Number	2639767
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6441 OSPREY TRL DENVER NC 280378279, DENVER, NC 28037-8279

Mortgage

Document Number	2639767
Date	Jan 10, 2017
Book Page	002639/000767
Instrument	557386

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6441 Osprey Trl was $2,242.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,242.00	$345,324 Land $40,000 Building $305,324	$345,324 Land $40,000 Building $305,324
2023	$2,202.00	$345,324 Land $40,000 Building $305,324	$345,324 Land $40,000 Building $305,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6441 Osprey Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6441 Osprey Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Osprey Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures