6441 Hamilton Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 6441 Hamilton Ave, Cincinnati, OH 45224

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,227 sqft · built 1913
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Sep 2024)
Tax Bill$4,173 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN595-0009-0407-00

Property Details

APN / Parcel Number

Primary APN595-0009-0407-00
Alternative APN
  • 0040189

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,227 sqft Living Area
Gross Area3,045 sqft
1st Floor Area1,016 sqft
2nd Floor Area818 sqft
AtticAttic
Attic Area393 sqft
Basement Area818 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions300 ft deep x 44.7 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area192 sqft
Deck AreaDeck Area
Patio Area1,238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6441 HAMILTON AVE
CityCINCINNATI
StateOH
Zip45224-1064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionHAMILTON AVE 44.72 X 300 IRR PT LOT 1 TOMB & FARNSLEY SUB
Legal SubdivisionTOMB & FARNSLEY SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionNORTH COLLEGE HILL
Census Block Group1
Census Block1005
Census Tract21802

Owner

6441 Hamilton Ave is owned and occupied by an individual who bought it in September 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 25, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jan 7, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2024 · Amount on File
Deed SaleSep 11, 2024 · Amount on File
Prior SaleJul 25, 2019 · Amount on File
Deed Document Number202463422
Deed Book / Page15248 / 702
Prior Transfer DateApr 21, 1994
Prior Transfer Doc0000074151
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022426
DateFeb 23, 2021
Book Page14360/768
Instrument2021-0022426
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 25, 2019
Property Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064
Document Number0000060536
Book / Page013966 / 001741
Instrument DateJul 16, 2019
Instrument60536
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6441 HAMILTON AVE CINCINNATI OH 452241064, CINCINNATI, OH 45224-1064

Mortgage

Document Number60537
DateJul 25, 2019
Book Page013966/001743
Instrument60537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 24, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 7, 2019
Property Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064
Document Number0000001291
Book / Page13828 / 00047
Map ReferenceCASE 148468
Instrument DateDec 18, 2018
Instrument2019-0001291
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064

Mortgage

Document Number0000001292
DateJan 7, 2019
Instrument2019-0001292
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6441 HAMILTON AVE, CINCINNATI, OH 45224-1064
Document Number0000010006
Book / Page013345 / 001014
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 HAMILTON AVE CINCINNATI OH 452241064, CINCINNATI, OH 45224-1064

Mortgage

Document Number0000010006
DateFeb 1, 2017
Book Page013345/001014
Instrument10006
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6441 Hamilton Ave was $4,173, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorth College Hill City
Unified School DistrictNorth College Hill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,173.00 (+2.51%)$80,395 (-) Land $8,092 Building $72,303$229,700 Land $23,120 Building $206,580
2024$4,071.00 (-0.85%)$80,395 (-) Land $8,092 Building $72,303
2023$4,106.00 (-7.38%)$80,395 (+29.77%) Land $8,092 Building $72,303$229,700 Land $23,120 Building $206,580
2022$4,433.00 Homeowner's exemption$61,950 Land $8,057 Building $53,893
2020$177,000 Land $23,020 Building $153,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6441 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA4 of 9
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6441 Hamilton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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