6441 E Cactus Rd, Scottsdale, AZ 85254 Property Records

Maricopa County property record for 6441 E Cactus Rd, Scottsdale, AZ 85254

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,920 sqft · built 1960
Lot Size1.01 acres (44,213 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Apr 2021)
Tax Bill$2,874 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Apr 2022 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN175-22-010

Property Details

APN / Parcel Number

Primary APN175-22-010

Interior

Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,920 sqft Living Area
Gross Area5,553 sqft
1st Floor Area3,920 sqft

Exterior

Year BuiltBuilt 1960
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area44,213 sqft (1.01 acres)
Parking Spaces6 Parking Spaces
Pool Area450 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address6441 E CACTUS RD
CitySCOTTSDALE
StateAZ
Zip85254-4550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-35
Legal DescriptionDESERT ESTATES 7
Legal Range04E
Legal Township03N
Legal Section22
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionDESERT ESTATES 7
Legal Lot Number8
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1011
Census Tract216831

Owner

6441 E Cactus Rd is owned and occupied by an individual who acquired it in November 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 5, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CITIZENS BANK NA
Apr 28, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2021 · Amount on File
Deed SaleApr 28, 2021 · Amount on File
Prior SaleApr 28, 2021 · Amount on File
Deed Document Number0000476300
Last Transfer DateNov 5, 2021
Transfer Doc0001192898
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550

Mortgage

Document Number0000058482
DateFeb 6, 2023
Instrument20230058482
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85026
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
Transaction TypeMortgage
Record UpdatedApr 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550

Mortgage

Document Number0000300515
DateApr 5, 2022
Instrument20220300515
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 5, 2021
Property Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
Document Number0001192898
Map ReferenceMB 73 PG 11
Instrument DateNov 1, 2021
Instrument20211192898
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyNORTH SCOTTSDALE TITLE AGENCY, NORTH SCOTTSDALE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550

Mortgage

Document Number0001192899
DateNov 5, 2021
Instrument20211192899
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 28, 2021
Property Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
Document Number0000476300
Map ReferenceMB 73 PG 11
Instrument DateMar 22, 2021
Instrument20210476300
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6441 E CACTUS RD, 6441, SCOTTSDALE, AZ 85254-4550

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550

Mortgage

Document Number0000476301
DateApr 28, 2021
Instrument20210476301
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateMar 24, 2021
Property Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550
Document Number0000328170
Map ReferenceMB 73 PG 11
Instrument DateOct 5, 2020
Instrument20210328170
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 E CACTUS RD, SCOTTSDALE, AZ 85254-4550

Tax Assessment & Valuation

The 2025 property tax bill for 6441 E Cactus Rd was $2,874.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityScottsdale City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,950$1,269,500 Land $253,900 Building $1,015,600
2025$2,874.00
2024$109,460$1,094,600 Land $218,900 Building $875,700
2023$2,698.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6441 E Cactus Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6441 E Cactus Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCOTTSDALE
serves 241,361 people · EPA ID AZ0407098
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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