6440 William Gary Johnson Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6440 William Gary Johnson Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,176 sqft · built 1998
Lot Size12.5 acres (545,807 sqft)
Owner2 Individual Names on Record
Tax Bill$1,926 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-8913-5

Property Details

APN / Parcel Number

Primary APNC56-000-595-8913-5
Alternative APNs
  • 18-4N-24-0000-0011-0050
  • 24N418000000110050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,176 sqft Living Area
Gross Area3,617 sqft
1st Floor Area2,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area545,807 sqft (12.5 acres)
Garage TypeAttached
Garage Area625 sqft
PorchFinished/Open Porch
Porch Area816 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6440 WILLIAM GARY JOHNSON RD
CityBAKER
StateFL
Zip32531-8012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR GRNT LOT 2 S83 DEG E514 FT S55 DEG E 681 FT TO W R/W WILLIAM GARY JOHNSON RD S29 DEG W ALG R/W 770 FT TO POB CONT 385 FT N60 DEG W1383 FT N18 DEG E391 FT S60 DEG E1453 FT TO POB
Legal Range24W
Legal Township04N
Legal Section18
Legal Block11
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2022
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6440 WILLIAM GARY JOHNSON RD, BAKER, FL 32531-8012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 22, 2013
Transfer Doc0030793280
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address6440 WILLIAM GARY JOHNSON RD, BAKER, FL 32531-8012
Transaction TypeMortgage
Record UpdatedNov 21, 2022
Title CompanyOLD SOUTH LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036484973
DateOct 28, 2022
Book Page3648/4973
Instrument3587753
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,926.00 (+6.17%) Homeowner's exemption$226,209 (+5.99%)$351,612 (+5.03%) Land $56,731 Building $294,881
2023$1,814.00 (+2.31%) Homeowner's exemption$213,431 (+3%)$334,786 (+7.99%) Land $50,652 Building $284,134
2022$1,773.00 Homeowner's exemption$207,215$310,016 Land $48,240 Building $261,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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