6440 W Baker Cir, Cocoa, FL 32927 Property Records

Brevard County property record for 6440 W Baker Cir, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 974 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jan 2021)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-93-15`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-93-15`
Alternative APNs	`23-35-23-JM-00093.0-0015.00` `2310229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Enclosed Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2310229
Street Address	6440 W BAKER CIR
City	COCOA
State	FL
Zip	32927-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 15 BLK 93
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	93
Legal Lot Number	15
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2010
Census Tract	62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6440 W BAKER CIR, COCOA, FL 32927-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	20217299
Deed Book / Page	8978 / 1635
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 12, 2021
Property Address	6440 W BAKER CIR, COCOA, FL 32927-3121
Document Number	0089781635
Book / Page	8978 / 1635
Map Reference	MB 22 PG 25-35
Instrument Date	Jan 11, 2021
Instrument	2021007299
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	MAJESTY TTL SVCS A DIV OF LA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 541161, MERRITT ISLAND, FL 32954-1161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6440 W BAKER CIR, COCOA, FL 32927-3121

Mortgage

Document Number	89781637
Date	Jan 12, 2021
Instrument	8978/1637

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	6440 W BAKER CIR, COCOA, FL 32927-3121
Document Number	0083360337
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 W SEASONS IN THE SUN BLVD NOVATO FL 32947, NOVATO, FL 32947

Mortgage

Document Number	0083360337
Date	Dec 26, 2018
Book Page	008336/000337
Instrument	282452

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 3, 2018
Property Address	6440 W BAKER CIR, COCOA, FL 32927-3121
Document Number	0082291916
Book / Page	008229 / 001916
Instrument Date	Jul 18, 2018
Instrument	174272
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 5411614 MERRITT ISLAND FL 32954, MERRITT ISLAND, FL 32954

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 11, 2018
Property Address	6440 W BAKER CIR, COCOA, FL 32927-3121
Document Number	0082100458
Book / Page	008210 / 000458
Instrument Date	Jul 6, 2018
Instrument	155134
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5860 GRANITE LN COCOA FL 329278823, COCOA, FL 32927-8823

Mortgage

Document Number	82100479
Date	Jul 11, 2018
Book Page	008210/000479
Instrument	155138

Lender

Name	HOUSING FIN AUTH
Address	TITUSVILLE, FL 32780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	82100464,
Date	Jul 11, 2018
Book Page	008210/000464
Instrument	155137

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,910 (+2.7%)	$179,060 (-0.35%)
2025	$2,112.00 (+9.2%) Homeowner's exemption Widower's exemption	$169,340 (+5.98%)	$179,690 (+0.27%) Land $55,000 Building $124,690
2023	$1,934.00 (+1.15%) Homeowner's exemption Widower's exemption	$159,780 (+3%)	$179,210 (+15.52%) Land $52,000 Building $127,210
2022	$1,912.00 Homeowner's exemption Widower's exemption	$155,130 Land $46,000 Building $109,130	$155,130 Land $46,000 Building $109,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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