6440 Miles Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 6440 Miles Ln, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1957
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2019)
Tax Bill	$4,729 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-0223-004-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0223-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,411 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	6440 MILES LN
City	CARMICHAEL
State	CA
Zip	95608-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HEIGHTS 02, LOT 17
Legal Subdivision	LINCOLN HEIGHTS 02
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7906

Owner

Source: Sacramento County records · APN 245-0223-004-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6440 MILES LN, CARMICHAEL, CA 95608-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 31, 2019	Quit Claim Deed, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Feb 19, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Book / Page	20190219 / 347
Prior Transfer Date	Oct 08, 2004
Prior Transfer Doc	2004001102
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6440 MILES LN, CARMICHAEL, CA 95608-2420
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 MILES LN, CARMICHAEL, CA 95608-2420

Mortgage

Document Number	0000000577
Date	Jul 28, 2022
Instrument	2022072800577

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2019
Property Address	6440 MILES LN, CARMICHAEL, CA 95608-2420
Document Number	1912312190
Instrument Date	Dec 12, 2019
Instrument	1912312190
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6440 MILES LN CARMICHAEL CA 956082420, CARMICHAEL, CA 95608-2420

Mortgage

Document Number	1912312191
Date	Dec 31, 2019
Instrument	1912312191

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2019
Property Address	6440 MILES LN, CARMICHAEL, CA 95608-2420
Document Number	1902190347
Instrument Date	Feb 11, 2019
Instrument	1902190347
Transaction Type	Transfer
Record Updated	Mar 01, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6440 MILES LN CARMICHAEL CA 956082420, CARMICHAEL, CA 95608-2420

Mortgage

Document Number	1902190348
Date	Feb 19, 2019
Instrument	1902190348

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$398,232 (+2%) Land $119,469 Building $278,763
2025	$4,729.00 (+2.16%)	$390,425 (+4.04%) Land $117,127 Building $273,298
2024	$4,629.00 (+1.6%)
2023	$4,556.00 (+2.04%)	$375,267 Land $112,580 Building $262,687
2022	$4,465.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 555 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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