6440 Hwy 1482, Oneida, KY 40972 Property Records

Clay County property record for 6440 Hwy 1482, Oneida, KY 40972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 2009
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$2,500 (Jan 2009)
Tax Bill$327 (2025)
Deeds & MortgagesJan 2009 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN196-00-00-021.02

Property Details

APN / Parcel Number

Primary APN196-00-00-021.02
Alternative APNs
  • 119970
  • 16054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number16054
Street Address6440 HIGHWAY 1482
CityONEIDA
StateKY
Zip40972-6557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.510 ACRES & HOUSE
JurisdictionCLAY KY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2045
Census Tract950100

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6440 HIGHWAY 1482, ONEIDA, KY 40972-6557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2009 · Amount on Record
Deed SaleJan 23, 2009 · Amount on Record
Deed Document Number0000292455
Deed Book / Page292 / 455
Record UpdatedJun 8, 2026

January 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY KY
Recording DateJan 23, 2009
Property Address6440 HIGHWAY 1482, ONEIDA, KY 40972-6557
Document NumberDEED292/455
Book / PageDEED 292 / 455
Map ReferenceDD147 PG404
Instrument DateJan 23, 2009
Instrument104131
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6848 HWY 1482, MANCHESTER, KY 40962

Transferred To (Grantee/Buyer)

NameVerified Name
Address6434 HWY 1482, MANCHESTER, KY 40962

Mortgage

Document Number0000104133
DateJan 23, 2009
Instrument104133
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJan 23, 2042

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$327.00 (+5.14%) Homeowner's exemption$76,500 (+5.52%)$76,500 (+5.52%)
2023$311.00 Homeowner's exemption$72,500$72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimJul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 89% of Kentucky
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER WORKS
serves 11,349 people · EPA ID KY0260737
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
200 / 20

Cell Coverage

No cell data coverage reported

Nearby Properties on Hwy 1482

Nearby Streets

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