6440 Greenfield Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6440 Greenfield Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,532 sqft · built 2000
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,010,000 (Sep 2023)
Tax Bill	$12,694 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`808-41-047`

Property Details

APN / Parcel Number

Primary APN	`808-41-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	698 sqft
2nd Floor Area	834 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,050 sqft (0.093 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6440 GREENFIELD DR
City	GILROY
State	CA
Zip	95020-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9110 LOT 47
Legal Subdivision	9110 VILLAS
Legal Tract	9110
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1029
Census Tract	512509

Owner

6440 Greenfield Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Grant Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 3, 2021	Intrafamily Transfer, Transfer
May 1, 2019	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Mar 21, 2000 · Amount on File
Deed Document Number	202325536619
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0024984290
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 28, 2023
Property Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Document Number	0025536619
Map Reference	MB 712 PG 45-50
Instrument Date	Sep 22, 2023
Instrument	25536619
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6440 GREENFIELD DR, GILROY, CA 95020-3433

Mortgage

Document Number	0025536620
Date	Sep 28, 2023
Instrument	25536620

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 GREENFIELD DR, GILROY, CA 95020-3433

Mortgage

Document Number	0025412973
Date	Dec 7, 2022
Instrument	25412973

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	GILROY, CA 95020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 GREENFIELD DR, GILROY, CA 95020-3433

Mortgage

Document Number	0025057114
Date	Aug 6, 2021
Instrument	25057114

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 3, 2021
Property Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Document Number	0024984290
Map Reference	MB 712 PG 45-50
Instrument Date	May 4, 2021
Instrument	24984290
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6440 GREENFIELD DR, GILROY, CA 95020-3433

May 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	May 1, 2019
Property Address	6440 GREENFIELD DR, GILROY, CA 95020-3433
Document Number	0024169354
Map Reference	MB 712 PG 45-50
Instrument Date	Apr 26, 2019
Instrument	24169354
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 GREENFIELD DR, GILROY, CA 95020-3433

Mortgage

Document Number	0024169355
Date	May 1, 2019
Instrument	24169355

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6440 Greenfield Dr was $12,694.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,000 (-4.39%) Land $640,200 Building $344,800
2025	$12,694.00	$1,030,200 Land $669,630 Building $360,570
2023	$6,552.00 (+1.68%)	$517,035 Land $192,039 Building $324,996
2022	$6,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6440 Greenfield Dr in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6440 Greenfield Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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