Charles County property record for 6440 Fire Tower Rd, Welcome, MD 20693
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1996 |
| Lot Size | 5.28 acres (230,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Sep 2024) |
| Tax Bill | $11,100 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-011751 |
| Primary APN | 02-011751 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 230,432 sqft |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 011751 |
|---|---|
| Street Address | 6440 FIRE TOWER RD |
| City | WELCOME |
| State | MD |
| Zip | 20693-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 4 = 5.297 AC PINE CREEK HILLS |
| Legal Subdivision | PINE CREEK HILLS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 2, HILL TOP |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 850500 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| Aug 16, 2018 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 6, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Book / Page | 13427 / 146 |
| Prior Transfer Date | Nov 27, 2017 |
| Prior Transfer Doc | 0100910001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Document Number | 0119880001 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 11988/1 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 16, 2018 |
| Property Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Document Number | 0103630285 |
| Book / Page | 10363 / 285 |
| Map Reference | MB45 FO121 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Document Number | 0010363292 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 10363/292 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 6, 2017 |
| Property Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Document Number | 0100910001 |
| Book / Page | 10091 / 001 |
| Map Reference | MB45 FO121 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6440 FIRE TOWER RD, WELCOME, MD 20693-3114 |
| Document Number | 0000100916 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 10091/6 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2032 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,500 (+6.45%) | $427,700 (+19.34%) Land $151,400 Building $276,300 | |
| 2025 | $11,100.00 (+148.71%) | $358,400 (+15.66%) Land $112,800 Building $245,600 | $358,400 (-) Land $112,800 Building $245,600 |
| 2023 | $4,463.00 | $309,867 | $358,400 Land $112,800 Building $245,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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