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6440 E Vale St, Inverness, FL 34452 Property Records

Citrus County property record for 6440 E Vale St, Inverness, FL 34452 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 946 sqft · built 1973
Lot Size0.411 acres (17,917 sqft)
Owner2 Individual Names on File
Last Sale$48,000 (Aug 1994)
Tax Bill$591 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20E-19S-29-0010-04160-0090

Property Details

APN / Parcel Number

Primary APN20E-19S-29-0010-04160-0090
Alternative APNs
  • 2919S20E0010041600090
  • 1827833

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area946 sqft Living Area
Gross Area1,562 sqft
1st Floor Area946 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area17,917 sqft (0.411 acres)
Lot Dimensions145 ft deep x 89 ft wide
Garage TypeAttached
Garage Area416 sqft
Parking Spaces5 Parking Spaces
PorchEnclosed Porch
Porch Area272 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1827833
Street Address6440 E VALE ST
CityINVERNESS
StateFL
Zip34452-8250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINVERNESS HGLDS WEST PB 5 PG 19 LOT 9 BLK 416
Legal Range20E
Legal Township19S
Legal Section32
Legal SubdivisionINVERNESS HIGHLANDS WEST
Legal Block416
Legal Lot Number9
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2033
Census Tract451104

Owner

Source: Citrus County records · APN 20E-19S-29-0010-04160-0090

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6440 E VALE ST, INVERNESS, FL 34452-8250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CREDIT UNION
Aug 28, 2019Deed of Trust, Mortgage
FAY SVCNG LLC
Aug 26, 2019Deed of Trust, Mortgage
FAY SVCNG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 1994 · Amount on Record
Deed SaleAug 01, 1994 · Amount on Record
Prior SaleNov 01, 1988 · Amount on Record
Deed Book / Page1048 / 1670
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateJun 09, 2026
Property Address6440 E VALE ST, INVERNESS, FL 34452-8250
Document Number0000034073
Book / Page3678 / 151
Instrument DateJun 04, 2026
Instrument202634073
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 E VALE ST, INVERNESS, FL 34452-8250

Mortgage

Document Number0000034073,
DateJun 09, 2026
Book Page3678/151
Instrument202634073
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6440 E VALE ST, INVERNESS, FL 34452-8250
Document Number0030160820
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedNov 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6440 E VALE ST INVERNESS FL 344528250, INVERNESS, FL 34452-8250

Mortgage

Document Number0030160820
DateNov 05, 2019
Book Page003016/000820
Instrument58061
Lender
NameFAY SVCNG LLC
AddressCARROLLTON, TX 75006
Agreement
AmountAmount Recorded
Term180 Months
DueNov 04, 2034

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6440 E VALE ST, INVERNESS, FL 34452-8250
Document Number0030021811
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6440 E VALE ST INVERNESS FL 344528250, INVERNESS, FL 34452-8250

Mortgage

Document Number0030021811
DateSep 09, 2019
Book Page003002/001811
Instrument46792
Lender
NameFAY SVCNG LLC
AddressCARROLLTON, TX 75006
Agreement
AmountAmount Recorded
Term180 Months
DueSep 08, 2034

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$591.00 (+10.06%) Homeowner's exemption$51,761 (-64.94%)$147,815 (+0.12%) Land $20,710 Building $127,105
2024$537.00 (+3.07%) Homeowner's exemption Additional exemption filed$147,634 (+2.66%) Land $16,130 Building $131,504$147,634 (+2.66%) Land $16,130 Building $131,504
2023$521.00 (+6.76%) Homeowner's exemption Additional exemption filed$143,814 (+23.09%) Land $10,880 Building $132,934$143,814 (+23.09%) Land $10,880 Building $132,934
2022$488.00 Homeowner's exemption Additional exemption filed$116,832 Land $7,120 Building $109,712$116,832 Land $7,120 Building $109,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174511042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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