6440 E St, Bay City, OR 97107 Property Records

Tillamook County property record for 6440 E St, Bay City, OR 97107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2018)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1N1035-CC-02500`

Property Details

APN / Parcel Number

Primary APN	`1N1035-CC-02500`
Alternative APN	`60310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	63 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Heating System	Zoned

Location & Zoning

Account Number	60310
Old Parcel Number	1N1035CC02500
Street Address	6440 E ST
City	BAY CITY
State	OR
Zip	97107-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC-MI
Legal Description	SUBD NAME: BAYVIEW ADDITION TO BAY CITY BLK NO: 16 LOT NO: 10; 11; 12; 9
Legal Range	10
Legal Township	01N
Legal Section	35
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	BAYVIEW ADDITION TO BAY CITY
Legal Block	16
Legal Lot Number	10-12,9 11
Jurisdiction	TILLAMOOK OR
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2041
Census Tract	960300

Owner

Source: Tillamook County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6440 E ST, BAY CITY, OR 97107-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EXPRESS LLC
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	2018-003451
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	6440 E ST, BAY CITY, OR 97107-9721
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010463
Date	Dec 22, 2021
Instrument	2021-10463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	6440 E ST, BAY CITY, OR 97107-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006212
Date	Sep 16, 2020
Instrument	2020-6212

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Jun 15, 2018
Property Address	6440 E ST, BAY CITY, OR 97107-9721
Document Number	0000003451
Instrument Date	May 17, 2018
Instrument	2018-003451
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVERDALE DR, GLADSTONE, OR 97027-2230

Mortgage

Document Number	0000003452
Date	Jun 15, 2018
Instrument	2018-003452

Lender

Name	MORTGAGE EXPRESS LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Bay City
County	Tillamook County
Unified School District	Neah-Kah-Nie School District 56 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+7.4%)	$115,260 (+2.99%) Land $46,340 Building $68,920	$293,210 (+2.17%) Land $91,080 Building $202,130
2024	$1,365.00 (-3.81%)	$111,910 (+2.99%) Land $44,990 Building $66,920	$286,990 (-0.34%) Land $92,030 Building $194,960
2023	$1,419.00 (+10.6%)	$108,660 (+3%) Land $43,680 Building $64,980	$287,960 (+15.69%) Land $79,650 Building $208,310
2022	$1,283.00	$105,500 Land $42,410 Building $63,090	$248,910 Land $69,820 Building $179,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1999–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY CITY WATER SYSTEM serves 1,400 people · EPA ID OR4100079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures