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6440 E Flat Rock Dr, Camby, IN 46113 Property Records

Morgan County property record for 6440 E Flat Rock Dr, Camby, IN 46113

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,937 sqft · built 1999
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Aug 2019)
Tax Bill$526 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN55-02-28-430-008.000-015

Property Details

APN / Parcel Number

Primary APN55-02-28-430-008.000-015
Alternative APNs
  • 0550228430008000
  • 00000989257

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,937 sqft Living Area
1st Floor Area1,937 sqft
Upper Floors Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions115 ft deep x 51 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000989257
Street Address6440 E FLAT ROCK DR
CityCAMBY
StateIN
Zip46113-9696
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1A THE VILLAS AT HEARTLAND CROSSING SEC 1
Legal SubdivisionTHE VILLAS AT HEARTLAND CROSSING
Legal Lot Number1A
JurisdictionMORGAN IN
Township / Civil DivisionMADISON
Census Block Group3
Census Block3004
Census Tract510101

Owner

Source: Morgan County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6440 E FLAT ROCK DR, CAMBY, IN 46113-9696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Aug 28, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Prior SaleOct 10, 2013
Deed Document Number20198961
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IN
Recording DateSep 13, 2022
Property Address6440 E FLAT ROCK DR, CAMBY, IN 46113-9696
Document Number0202210670
Map ReferenceDOC 9715102
Instrument DateAug 26, 2022
Instrument202210670
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 E FLAT ROCK DR, CAMBY, IN 46113-9696

Mortgage

Document Number0202210671
DateSep 13, 2022
Instrument202210671
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IN
Recording DateAug 28, 2019
Property Address6440 E FLAT ROCK DR, CAMBY, IN 46113-9696
Document Number0201908961
Map ReferenceMB 403 PG 549
Instrument DateAug 27, 2019
Instrument201908961
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW & TITLE SVCS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 E FLAT ROCK DR, CAMBY, IN 46113-9696

Mortgage

Document Number0201908962
DateAug 28, 2019
Instrument201908962
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMorgan County
County SubdivisionMadison Township
Unified School DistrictMooresville Consolidated School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$526.00 (-19.08%) Homeowner's exemption$201,300 (-3.91%) Land $40,000 Building $161,300$201,300 (-3.91%) Land $40,000 Building $161,300
2024$650.00 (+4.67%) Homeowner's exemption$209,500 (-) Land $40,000 Building $169,500$209,500 (-) Land $40,000 Building $169,500
2023$621.00 (+8.38%)$209,500 (+10.85%) Land $40,000 Building $169,500$209,500 (+10.85%) Land $40,000 Building $169,500
2022$573.00$189,000 Land $40,000 Building $149,000$189,000 Land $40,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
South Central Indiana REMC
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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