DeSoto County property record for 6440 Cornwall Rd, Horn Lake, MS 38637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,313 sqft · built 1986 |
| Lot Size | 0.435 acres (18,961 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,400 (Dec 2019) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-08-8-33-05-0-02363-00 |
| Primary APN | 1-08-8-33-05-0-02363-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,313 sqft Adjusted Area |
| 1st Floor Area | 1,189 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 18,961 sqft (0.435 acres) |
| Lot Dimensions | 261 ft deep x 74 ft wide |
| Utility Building | 288 sqft |
| Street Address | 6440 CORNWALL RD |
|---|---|
| City | HORN LAKE |
| State | MS |
| Zip | 38637-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | DESOTO VILLAGE SD SEC. F LOT 2363 |
| Legal Range | 008 |
| Legal Township | 01S |
| Legal Section | 33 |
| Legal Subdivision | DESOTO VILLAGE SD |
| Legal Lot Number | 2363 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 70324 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6440 CORNWALL RD, HORN LAKE, MS 38637-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PLANTERS BANK & TRUST CO |
| Dec 12, 2019 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Prior Sale | Jun 1, 2011 · Amount on Record |
| Deed Book / Page | 907 / 22 |
| Prior Transfer Date | Mar 15, 2016 |
| Prior Transfer Doc | 000795/161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6440 CORNWALL RD, HORN LAKE, MS 38637-2044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004486/555 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 4486/555 |
| Instrument | T04486-00555 |
| Name | PLANTERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 12, 2019 |
| Property Address | 6440 CORNWALL RD, HORN LAKE, MS 38637-2044 |
| Document Number | 000907/022 |
| Book / Page | 0907 / 022 |
| Map Reference | MB 13 PG 1-5 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 OLD HICKORY DR, 410, LAKE CORMORANT, MS 38641-9614 |
| Name | Verified Name |
|---|---|
| Address | 6440 CORWALL RD, HORN LAKE, MS 38637-2044 |
| Document Number | 0004852546 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 4852/546 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Horn Lake City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+14.84%) | $9,355 (+35.21%) Land $1,500 Building $7,855 | $93,550 (+35.2%) Land $15,000 Building $78,550 |
| 2023 | $1,031.00 | $6,919 | $69,194 Land $15,000 Building $54,194 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORN LAKE serves 13,649 people · EPA ID MS0170022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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