6440 Chartres Dr, Rancho Palos Verdes, CA 90275 Property Records

Los Angeles County property record for 6440 Chartres Dr, Rancho Palos Verdes, CA 90275

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 4,802 sqft · built 1991
Lot Size	0.342 acres (14,874 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (May 2019)
Tax Bill	$27,587 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7581-007-021`

Property Details

APN / Parcel Number

Primary APN	`7581-007-021`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,802 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,874 sqft (0.342 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Street Address	6440 CHARTRES DR
City	RANCHO PALOS VERDES
State	CA
Zip	90275-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPRS20000*
Legal Description	TRACT NO 25160 LOT 16
Legal Subdivision	25160
Legal Tract	25160
Legal Block	1
Legal Lot Number	16
Jurisdiction	LOS ANGELES CA
Township / Civil Division	PALOS VERDES
Census Block Group	1
Census Block	1001
Census Tract	670603

Owner

6440 Chartres Dr is owner-occupied and held in a trust since May 2019.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6440 CHARTRES DR, RANCHO PALOS VERDES, CA 90275-5726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
May 7, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Aug 1, 2003 · Amount on File
Deed Document Number	2019414657
Prior Transfer Date	Feb 8, 2000
Prior Transfer Doc	0000274019
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	6440 CHARTRES DR, RANCHO PALOS VERDES, CA 90275-5726
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 CHARTRES DR, RANCHO PALOS VERDES, CA 90275-5726

Mortgage

Document Number	0000639729
Date	Jun 16, 2022
Instrument	22-0639729

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 7, 2019
Property Address	6440 CHARTRES DR, RANCHO PALOS VERDES, CA 90275-5726
Document Number	0000414657
Map Reference	MB 675 PG 85-90
Instrument Date	Mar 18, 2019
Instrument	19-0414657
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6440 CHARTRES DR, RANCHO PALOS VERDES, CA 90275-5726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000414658
Date	May 7, 2019
Instrument	19-0414658

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 6440 Chartres Dr was $27,587.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Rancho Palos Verdes City
Unified School District	Palos Verdes Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,389,435 (+2%) Land $1,664,755 Building $724,680
2025	$27,587.00	$2,342,584 Land $1,632,113 Building $710,471
2023	$25,947.00 (+5.33%)	$2,251,621 Land $1,568,737 Building $682,884
2022	$24,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6440 Chartres Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6440 Chartres Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - PALOS VER private · serves 70,830 people · EPA ID CA1910104
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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