644 Windsor Ter, Jefferson, WI 53549 Property Records

Jefferson County property record for 644 Windsor Ter, Jefferson, WI 53549

Property Summary

Property Type	Single Family Home
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Nov 2025)
Tax Bill	$12,537 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`241-0614-0223-031`

Property Details

APN / Parcel Number

Primary APN	`241-0614-0223-031`

Exterior

Lot Area	16,074 sqft (0.369 acres)

Location & Zoning

Street Address	644 WINDSOR TER
City	JEFFERSON
State	WI
Zip	53549-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, BAYFIELD ESTATES
Legal Range	14E
Legal Township	06N
Legal Section	02
Legal Subdivision	BAYFIELD ESTATES
Legal Lot Number	26
Jurisdiction	JEFFERSON WI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1042
Census Tract	101000

Owner

644 Windsor Ter is owned and occupied by two individuals who bought it in November 2025.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	644 WINDSOR TER, JEFFERSON, WI 53549-1088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Jul 23, 2007 · Amount on File
Deed Document Number	20251501015
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Nov 10, 2025
Property Address	644 WINDSOR TER, JEFFERSON, WI 53549-1088
Document Number	0001501015
Instrument Date	Nov 6, 2025
Instrument	1501015
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 WINDSOR TER, JEFFERSON, WI 53549-1088

Mortgage

Document Number	0001501016
Date	Nov 10, 2025
Instrument	1501016

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	644 WINDSOR TER, JEFFERSON, WI 53549-1088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001398471
Date	Jun 27, 2018
Instrument	1398471

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	644 WINDSOR TER, JEFFERSON, WI 53549-1088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001426520
Date	Jun 22, 2020
Instrument	1426520

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 644 Windsor Ter was $12,537 with a homeowner's exemption, up 16.8% from the year before.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Jefferson City
Unified School District	Jefferson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,537.00 (+16.76%) Homeowner's exemption	$697,100 (+21.79%) Land $42,000 Building $655,100	$663,000 (+4.91%)
2024	$10,737.00 (+10.84%) Homeowner's exemption	$572,400 (+4.76%) Land $42,000 Building $530,400	$632,000
2023	$9,687.00 Homeowner's exemption	$546,400 Land $42,000 Building $504,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Windsor Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Windsor Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON WATERWORKS serves 7,926 people · EPA ID WI1280104
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx, T-Mobile, TDS Telecom.

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