Kane County property record for 644 Windett Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,686 sqft · built 2002 |
| Lot Size | 0.171 acres (7,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,500 (Jun 2002) |
| Tax Bill | $11,595 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-129-037 |
| Primary APN | 12-05-129-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| Gross Area | 3,814 sqft |
| Basement Area | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 7,450 sqft (0.171 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 644 WINDETT LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-4455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 MS NEIGHBORHOOD 3 |
| Legal Subdivision | FISHER FARMS NBRHD 03 |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 WINDETT LN, GENEVA, IL 60134-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2002 · Amount on Record |
| Deed Sale | Jun 7, 2002 · Amount on Record |
| Deed Document Number | 200271811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 644 WINDETT LN, GENEVA, IL 60134-4455 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000040799 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025K040799 |
| Name | EARTHMOVER CU |
|---|---|
| Type | Credit Union |
| Address | AURORA, IL 60507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 644 WINDETT LN, GENEVA, IL 60134-4455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049594 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020K049594 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,595.00 (+11.14%) Homeowner's exemption | $165,159 (+8.5%) Land $35,448 Building $129,711 | $495,675 (+8.5%) Land $106,387 Building $389,289 |
| 2024 | $152,220 (+18.38%) Land $32,671 Building $119,549 | $456,843 (+18.43%) Land $98,052 Building $358,791 | |
| 2022 | $10,433.00 (+3.05%) Homeowner's exemption | $128,584 (+3.86%) Land $27,598 Building $100,986 | $385,752 (+3.86%) Land $82,794 Building $302,958 |
| 2021 | $10,124.00 Homeowner's exemption | $123,805 Land $26,572 Building $97,233 | $371,415 Land $79,716 Building $291,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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