644 William St, Bethlehem, PA 18015 Property Records

Northampton County property record for 644 William St, Bethlehem, PA 18015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,872 sqft · built 1916
Lot Size0.046 acres (2,004 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (May 2024)
Tax Bill$370 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4763-10-3739-3155

Property Details

APN / Parcel Number

Primary APN4763-10-3739-3155
Alternative APN
  • P7SW1A 21 6 0204

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleCustom Design
Exterior MaterialBrick
Lot Area2,004 sqft (0.046 acres)
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address644 WILLIAM ST
CityBETHLEHEM
StatePA
Zip18015-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal SubdivisionOBERLY TERRACE
JurisdictionNORTHAMPTON PA
Township / Civil DivisionBETHLEHEM
Census Block Group1
Census Block1016
Census Tract11300

Owner

Source: Northampton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 CASALS PL, 18K, BRONX, NY 10475-3073
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Special Warranty Deed, Transfer · Conventional Mortgage
EMBASSY BANK/LEHIGH VALLEY
May 13, 2022Special Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 19, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST KEYSTONE COMMUNITY BANK
Dec 19, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST KEYSTONE COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2024 · Amount on Record
Deed SaleMay 14, 2024 · Amount on Record
Prior SaleMay 13, 2022 · Amount on Record
Deed Document Number20249592
Deed Book / Page2024 / 81512
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNORTHAMPTON PA
Recording DateJul 27, 2026
Property Address644 WILLIAM ST, BETHLEHEM, PA 18015-2134
Document Number0000017373
Book / Page2026 / 164264
Instrument DateJul 20, 2026
Instrument202617373
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanySETTLEMENT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275,225.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address644 WILLIAM ST, BETHLEHEM, PA 18015-2134

Mortgage

Document Number0000017374,
DateJul 27, 2026
Book Page2026/164269
Instrument202617374
Lender
NameEMBASSY BANK/LEHIGH VALLEY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNORTHAMPTON PA
Recording DateMay 13, 2022
Property Address644 WILLIAM ST, BETHLEHEM, PA 18015-2134
Document Number0000016515
Book / Page2022-1 / 143288
Instrument DateMay 7, 2022
Instrument2022016515
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanySTEEL ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1080 WARBURTON AVE # AVE6C, 1080, YONKERS, NY 10701-1050

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 20721, LEHIGH VALLEY, PA 18002-0721

Mortgage

Document Number0000016516
DateMay 13, 2022
Instrument2022016516
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON PA
Property Address644 WILLIAM ST, BETHLEHEM, PA 18015-2134
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034836
DateDec 19, 2019
Book Page2019-1/286247
Instrument2019034836
Lender
NameFIRST KEYSTONE COMMUNITY BANK
TypeBank
AddressBERWICK, PA 18603
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON PA
Property Address644 WILLIAM ST, BETHLEHEM, PA 18015-2134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034835
DateDec 19, 2019
Book Page2019-1/286234
Instrument2019034835
Lender
NameFIRST KEYSTONE COMMUNITY BANK
TypeBank
AddressBERWICK, PA 18603
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
MunicipalityBethlehem City
CountyNorthampton County
Unified School DistrictBethlehem Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370.00 (-87.79%)$34,300 (-) Land $5,600 Building $28,700
2024$3,031.00$34,300 Land $5,600 Building $28,700
1995$68,600 Land $11,200 Building $57,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims44 (1993–2021)
Claims Outside the SFHA8 of 44
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Irene, Aug 2011 · 11 claims
  • Tropical Depression Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BETHLEHEM
serves 117,259 people · EPA ID PA3480046
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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