Mercer County property record for 644 Wheat School Rd, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2004 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Jan 2024) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-00111.05 |
| Primary APN | 041.00-00111.05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Basement Area | 880 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 111,514 sqft (2.56 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 29444 |
|---|---|
| Street Address | 644 WHEAT SCHOOL RD |
| City | SALVISA |
| State | KY |
| Zip | 40372-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEAT SCHOOL RD FARM |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960100 |
Source: Mercer County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 WHEAT SCHOOL RD, SALVISA, KY 40372-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Deed Document Number | 202412026111 |
| Deed Book / Page | 381 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Jan 31, 2024 |
| Property Address | 644 WHEAT SCHOOL RD, SALVISA, KY 40372-9625 |
| Document Number | 00D381/543 |
| Book / Page | D381 / 543 |
| Map Reference | CAB E SL 81 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 12026111 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 688 WHEAT SCHOOL RD, SALVISA, KY 40372-9625 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 WHEAT SCHOOL RD, SALVISA, KY 40372-9625 |
| Document Number | 0012026112 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 12026112 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 (-2.77%) | $345,000 (+138.02%) Land $26,100 Building $318,900 | $345,000 (+138.02%) Land $26,100 Building $318,900 |
| 2024 | $1,732.00 (+45.67%) | ||
| 2023 | $1,189.00 Homeowner's exemption | $144,946 | $144,946 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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