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644 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 644 Washington St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,528 sqft · built 1900
Lot Size0.083 acres (3,622 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Jul 2025)
Tax Bill$12,313 (2026)
Deeds & MortgagesJul 2025 Sale & Refinance
Flood ZoneZone AE (high risk)
APNGLOU M:0113 B:0007 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0113 B:0007 L:0000

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,528 sqft Living Area
Gross Area2,294 sqft
1st Floor Area764 sqft
Basement Area364 sqft
Unfinished Basement104 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,622 sqft (0.083 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address644 WASHINGTON ST
CityGLOUCESTER
StateMA
Zip01930-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionHODGKINS BROTHERS
Legal Block7
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2019
Census Tract221100

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address453 WASHINGTON ST, GLOUCESTER, MA 01930-1838
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleNov 27, 2007 · Amount on Record
Deed Book / Page42836 / 282
Record UpdatedOct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJul 17, 2025
Property Address644 WASHINGTON ST, GLOUCESTER, MA 01930-1745
Document Number042836-282
Book / Page42836 / 282
Instrument DateJul 17, 2025
Instrument20250717003400
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address453 WASHINGTON ST, GLOUCESTER, MA 01930-1838

Mortgage

Document Number20250717003410
DateJul 17, 2025
Instrument20250717003410
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,313.00 (+3.86%)$1,322,600 (+8.44%) Land $866,400 Building $456,200$1,055,679 (+6.99%)
2025$11,855.00 (+3.65%)$1,219,700 (+3.76%) Land $802,300 Building $417,400$986,670
2024$11,438.00 (+6.78%)$1,175,500 (+16.21%) Land $764,300 Building $411,200
2023$10,712.00$1,011,500 Land $651,900 Building $359,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies39 units insured
incl. 3 condo units
Nearby Flood Claims27 (1978–2024)
Claims Outside the SFHA3 of 27
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 3 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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