644 W Seminole Ave, Eustis, FL 32726 Property Records

Lake County property record for 644 W Seminole Ave, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,613 sqft · built 1970
Lot Size	0.227 acres (9,899 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Apr 2015)
Tax Bill	$2,219 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-19-26-2510-000-44000`

Property Details

APN / Parcel Number

Primary APN	`14-19-26-2510-000-44000`
Alternative APNs	`151926060000044000` `261914251000044000` `1502675`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,349 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,899 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1502675
Street Address	644 W SEMINOLE AVE
City	EUSTIS
State	FL
Zip	32726-6269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	WEST LYNNHURST 2ND ADD 15-19-26 LOT 440 PB 16 PG 38 ORB 4610 PG 688
Legal Range	26E
Legal Township	19S
Legal Section	14
Legal Subdivision	WEST LYNNHURST 2ND ADD
Legal Tract	2510
Legal Lot Number	440
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1012
Census Tract	30209

Owner

Source: Lake County assessment roll, APN 14-19-26-2510-000-44000, as of November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 W SEMINOLE AVE, EUSTIS, FL 32726-6269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	201538388
Deed Book / Page	4610 / 688
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0045250320
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	644 W SEMINOLE AVE, EUSTIS, FL 32726-6269
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054861593
Date	Jun 15, 2020
Book Page	5486/1593
Instrument	2020063959

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 11, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll as of November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,870 (+2.9%)	$176,568 (-) Land $35,911 Building $140,657
2025		$150,510 (+5.98%) Land $35,911 Building $114,599	$176,568 (+3.35%) Land $35,911 Building $140,657
2024	$2,219.00 (+13.21%)
2023	$1,960.00 (-18.27%) Homeowner's exemption	$142,017 (-14.88%)	$170,837 (+2.39%) Land $35,911 Building $134,926
2022	$2,398.00	$166,847	$166,847 Land $31,921 Building $134,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690302091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 234 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3350346, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.