644 W Cowman Ct, Eagle, ID 83616 Property Records

Ada County property record for 644 W Cowman Ct, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1997
Lot Size	0.209 acres (9,104 sqft)
Owner	Company Name on Record
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R7446770180`

Property Details

APN / Parcel Number

Primary APN	`R7446770180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	644 W COWMAN CT
City	EAGLE
State	ID
Zip	83616-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 18 BLK 1 RICKS RIVER RIDGE ESTATES
Legal Range	01E
Legal Township	04N
Legal Section	08
Legal Subdivision	RICKS RIVER RIDGE ESTATES
Legal Block	1
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1001
Census Tract	10233

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2049 YELLOW PINE DR, MIDDLETON, ID 83644-5910
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 20, 2018	Warranty Deed, Transfer ALLIANCE TITLE-BOISE PRODUCT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025
Deed Sale	Dec 5, 2025
Prior Sale	Sep 11, 2025
Deed Document Number	202580635
Prior Transfer Date	Aug 11, 2025
Prior Transfer Doc	0000058920
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Dec 5, 2025
Property Address	644 W COWMAN CT, EAGLE, ID 83616-4953
Document Number	0000080635
Map Reference	MB 66 PG 6742&6743
Instrument Date	Nov 26, 2025
Instrument	2025-080635
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 YELLOW PINE DR, MIDDLETON, ID 83644-5910

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Sep 11, 2025
Property Address	644 W COWMAN CT, EAGLE, ID 83616-4953
Document Number	0000058920
Map Reference	MB 66 PG 6742
Instrument Date	Aug 11, 2025
Instrument	2025-058920
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 YELLOW PINE DR, MIDDLETON, ID 83644-5910

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	644 W COWMAN CT, EAGLE, ID 83616-4953
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064200
Date	Jul 14, 2017
Instrument	2017-064200

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 20, 2018
Property Address	644 W COWMAN CT, EAGLE, ID 83616-4953
Document Number	0000057169
Instrument Date	Jun 19, 2018
Instrument	57169
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ALLIANCE TITLE-BOISE PRODUCT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1115 CHERRY LN EMMETT ID 836179480, EMMETT, ID 83617-9480

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,200 (+2.5%)	$464,200 (+2.5%)
2025	$1,670.00 (-6.55%)	$452,900 (+11.11%)	$452,900 (+11.11%)
2024	$1,787.00 (-17.95%)
2023		$407,600 Land $209,400 Building $198,200	$407,600 Land $209,400 Building $198,200
2022	$2,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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