Lake County property record for 644 W 45th Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,638 sqft · built 1940 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $503 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0050-0005 |
| Primary APN | 001-25-45-0050-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,457 sqft |
| 1st Floor Area | 819 sqft |
| Basement Area | 819 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| View / Lot | Alley |
| Garage Area | 819 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 644 W 45TH AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK 3RD ADD. L.5 BL.9 |
| Legal Subdivision | HIGHLAND PARK 3RD ADD |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 12500 |
644 W 45th Ave is owned and occupied by two individuals who acquired it in March 2026.
Source: Lake County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1549 JANICE DR, SCHERERVILLE, IN 46375-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jul 6, 2023 | Contract Sale, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 |
| Deed Sale | Mar 24, 2026 |
| Deed Document Number | 2026511438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 24, 2026 |
| Property Address | 644 W 45TH AVE, GARY, IN 46408-3938 |
| Document Number | 0000011438 |
| Map Reference | MB 20 PG 28 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026-511438 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1549 JANICE DR, KOUTS, IN 46347 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 6, 2023 |
| Property Address | 644 W 45TH AVE, GARY, IN 46408-3938 |
| Document Number | 0000021321 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023-521321 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 KENWOOD PL, MICHIGAN CITY, IN 46360-7051 |
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,800 Land $6,700 Building $17,100 | $23,800 Land $6,700 Building $17,100 | |
| 2024 | $503.00 | ||
| 2023 | $35,400 (+4.12%) Land $6,900 Building $28,500 | $35,400 (+4.12%) Land $6,900 Building $28,500 | |
| 2022 | $372.00 (-24.7%) Homeowner's exemption | $34,000 Land $6,900 Building $27,100 | $34,000 Land $6,900 Building $27,100 |
| 2021 | $494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 W 45th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 644 W 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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