Lake County property record for 644 Villa Ct, Clermont, FL 34711 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,145 sqft Living Area |
| Lot Size | 6,877 sqft (0.158 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2025) |
| Tax Bill | $626.00 (2025) |
| Primary APN | 19-22-26-1900-000-04200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,145 sqft Living Area |
| Gross Area | 1,490 sqft Gross Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,877 sqft (0.158 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 345 sqft Garage |
| Porch Area | 140 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3776100 |
|---|---|
| Street Address | 644 VILLA CT |
| City | CLERMONT |
| State | FL |
| Zip | 34711-2443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLERMONT SOUTHERN VILLAS SUB LOT 42 PB 38 PGS 91-92 ORB 6566 PG 290 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 19 |
| Legal Subdivision | CLERMONT SOUTHERN VILLAS SUB |
| Legal Tract | 1900 |
| Legal Lot Number | 42 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | CLERMONT |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 31312 |
Source: Lake County records · APN 19-22-26-1900-000-04200
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 VILLA CT, CLERMONT, FL 34711-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | May 13, 2025 · Amount on Record |
| Deed Doc Number | 202589546 |
| Deed Book / Page | 6566 / 290 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 644 VILLA CT, CLERMONT, FL 34711-2443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 644 VILLA CT, CLERMONT, FL 34711-2443 |
| Document Number | 0066952178 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 6695/2178 |
| Instrument | 2026028188 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 644 VILLA CT, CLERMONT, FL 34711-2443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 644 VILLA CT, CLERMONT, FL 34711-2443 |
| Document Number | 0055851068 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 5585/1068 |
| Instrument | 2020130334 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,058 (+171.47%) Land $78,750 Building $135,308 | $214,058 (-) Land $78,750 Building $135,308 | |
| 2025 | $626.00 (+3.13%) | $78,850 (+5.98%) Land $78,750 Building $100 | $214,058 (+2.18%) Land $78,750 Building $135,308 |
| 2024 | $607.00 (+3.94%) | ||
| 2023 | $584.00 (+1.74%) Homeowner's exemption | $74,400 (+2.99%) | $209,496 (+20.06%) Land $78,750 Building $130,746 |
| 2022 | $574.00 Homeowner's exemption | $72,240 | $174,496 Land $43,750 Building $130,746 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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