644 Victoria Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 644 Victoria Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,049 sqft · built 2007
Lot Size	0.25 acres (10,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,135,000 (Aug 2021)
Tax Bill	$18,273 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-05911-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`46-05911-0000-00008`
Alternative APNs	`460591100008` `583700`

Interior

Stories	2 Stories
Building Area	3,049 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	10,881 sqft (0.25 acres)
Lot Dimensions	117 ft deep x 93 ft wide

Location & Zoning

Account Number	583700
Street Address	644 VICTORIA AVE
City	PARAMUS
State	NJ
Zip	07652-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	93X117
Legal Subdivision	RIDGEWOOD KNOLLS
Legal Block	5911
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2008
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY TRUST COMPANY
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit PALISADES FCU
Aug 9, 2021	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Oct 19, 2018	Deed of Trust, Mortgage ANGEL OAK MTG SOLUTIONS
Dec 21, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 14, 2017	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	2021127906
Deed Book / Page	4319 / 1771
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	9125000855
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2026
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Document Number	0000052704
Book / Page	5862 / 1622
Instrument Date	Jul 15, 2026
Instrument	202652704
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925

Mortgage

Document Number	0000052704,
Date	Jul 30, 2026
Book Page	5862/1622
Instrument	202652704

Lender

Name	SECURITY TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925

Mortgage

Document Number	0057071682
Date	Jan 22, 2026
Book Page	5707/1682
Instrument	2026004831

Lender

Name	PALISADES FCU
Type	Credit Union
Address	PEARL RIVER, NY 10965

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 9, 2021
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Document Number	0043191771
Book / Page	4319 / 1771
Instrument Date	May 18, 2021
Instrument	2021127906
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,558.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 VICTORIA AVE, 644, PARAMUS, NJ 07652-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925

Mortgage

Document Number	0043191777
Date	Aug 9, 2021
Book Page	4319/1777
Instrument	2021127907

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Document Number	0031072423
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE PARAMUS NJ 076521925, PARAMUS, NJ 07652-1925

Mortgage

Document Number	0031072423
Date	Nov 14, 2018
Book Page	003107/002423
Instrument	81039

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATIANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.99%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 21, 2017
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Document Number	0028171762
Book / Page	002817 / 001762
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE PARAMUS NJ 076521925, PARAMUS, NJ 07652-1925

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 14, 2017
Property Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925
Document Number	0026380641
Book / Page	02638 / 0641
Map Reference	MB 1645 PG 1997
Instrument Date	Jun 2, 2017
Instrument	17-045570
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,919.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 VICTORIA AVE, 644, PARAMUS, NJ 07652-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 VICTORIA AVE, PARAMUS, NJ 07652-1925

Mortgage

Document Number	0026380648
Date	Jun 14, 2017
Book Page	02638/0648
Instrument	17-045570.01

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,275,000 (+4.59%) Land $437,200 Building $837,800	$1,275,000 (+4.59%) Land $437,200 Building $837,800
2025	$18,273.00 (+6.06%)	$1,219,000 (+11.31%) Land $401,000 Building $818,000	$1,219,000 (+11.31%) Land $401,000 Building $818,000
2024	$17,229.00 (+8.3%)
2023		$1,095,100 Land $348,500 Building $746,600	$1,095,100 Land $348,500 Building $746,600
2022	$15,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Victoria Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures